4 mistakes to avoid while hiring professional movers

4 mistakes to avoid while hiring professional movers

Moving a house or workplace can be complicated. Several things could go wrong, such as unforeseen delays, issues stemming from poor communication, reliability problems, diversion, and many more. This is why most people or companies hire commercial movers, professional interstate movers, small-load moving companies, or similar services to smoothen office or residential moving. While choosing such services, customers must be careful about a few factors to make the moving process hassle-free. Some such factors are:

Failing to book in advance

Arguably the biggest mistake, most people tend to believe that hiring professionals just before moving is the right thing to do. However, last-minute services are always more expensive than advanced-booked standard ones. So, if one needs to move things in the first week of November, one should not wait until the last week of October before contacting and hiring a moving company.

What’s worse, the elevated costs are only a part of the problem. Hiring movers at the last minute can expose customers to less-than-desirable service quality, for example, inconvenient pick-up and delivery times, inexperienced movers, and the likelihood of goods being damaged during transportation. Therefore, to avoid massive expenses and poor service quality while moving, users need to hire moving companies well in advance.

Not asking about additional charges

Moving companies may not always be transparent about their additional charges. Most of the time, customers need to take the initiative and demand explanations about every charge before hiring them for the job. To prevent last-minute frustration, customers can ask if the mover’s quote includes expenses for packing boxes, fuel, elevators, travel time, taxes, and similar others. Once all the information related to hidden expenses is clarified, customers can choose to hire the given mover.

Avoiding this mistake simplifies the process of residential and international moving, as well as the process of moving containers over large distances.

Not communicating all needs with the mover

Moving from one place to another consists of a long to-do list with several boxes to be checked. Such a list includes several essential instructions, such as taking special care while transporting big appliances, and tasks to be performed during the specialty moving of items such as artwork, pool tables, sleep number mattresses, and similar bespoke items, things to do in case special circumstances come into play (for example, traffic jams, road repairs, and others), amongst others. Such instructions need to be clearly communicated to the movers. Customers who fail to do so may end up having their precious goods damaged during transportation or suffer any other adversities.

Ignoring proper insurance

Through proper insurance, customers can safeguard their prized possessions while they are moved by trained professionals. One can choose Full Value Protection so that the movers are extra careful while doing their job (as they will be responsible for compensating customers with the full monetary value of the goods in case they are lost or damaged during transportation.

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4 simple tips to find the best cable provider

If you’re looking to subscribe to a new cable service provider, you might realize that the task is not that easy. A provider’s website might be difficult to navigate, and you probably won't find what you’re looking for. Additionally, they offer bundled services, which can add to your confusion, especially if you’re trying to navigate through the process for the first time. So, read on for a few simple tips for finding the best cable service provider in your area:Check what channels they offer in their packagesThe first step is to enlist the channels that are must-haves for you. Many cable service providers offer a large selection of channels, but their packages might not include all the channels you want. This can be because some individual broadcast networks may not provide services in your area. So, while shopping for the best cable services, you must ensure that the cable provider you’re considering provides you with the most number of channels on your list.Different cable providers partner with different broadcast networks, so you must get a package that includes standard TV channels and traditional network channels that you want to enjoy. Also, check whether they offer on-demand content availability options. The best cable services generally provide this as a part of their package, and customers can pay a little extra to enjoy TV shows and movies.Ask for bundled servicesThis is a brilliant way of getting additional services at almost the same price or simply saving money. Many cable and satellite TV service providers offer other related services bundled together.The most common package deal is a combination of TV and internet services because premium TV services often rely on a broadband internet connection. Some companies also offer a home phone line with a cable TV service, while others offer all three services: cable TV, internet, and telephone connections. Subscribing to these services together can help you save up to a thousand dollars annually. That said, calculate the prices of these services individually so that you know whether you’re getting them at a discounted price.Check whether they offer quality servicesThe weather of your area, the placement of the satellite, and the number of customers using the provider’s cable TV and internet connection directly impact the provider’s service quality. During bad weather, both cable and satellite TV services tend to display blank channels and have a slow connection, or the equipment fails to work. So, if you live in a place with unpredictable weather conditions, it’s best to look for cable services that offer a high-quality connection and equipment.Ask for promo deals and negotiateSome cable providers offer deals like discounts of $20 or more on the monthly price to new members for the first year. You can look for similar deals and compare them across cable providers. Also, ensure that you’re aware of the expiry date of the promotion so that you’re aren't overwhelmed by a higher than normal bill the following month.And, of course, negotiation works here too. A little negotiation can help you cut down on your monthly cable costs or get some additional services at the same price.

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4 mistakes to avoid when getting a life insurance policy

A life insurance policy is like an all-important safety blanket that covers the policyholder's family members for years. It enables individuals to future-proof their families financially. As one can expect, buying an insurance policy is a process filled with documentation and key decision-making at every step. Naturally, there are many mistakes that could be made along the way. Here are some of the main mistakes that must be avoided while purchasing life insurance: Focusing only on the premium before buying Not purchasing sufficient coverage or neglecting the tenure while buying life insurance policies is one of the biggest mistakes buyers can make. Unfortunately, many buyers solely focus on the premium amount they are supposed to pay instead of delving deeper into the coverage and length of a particular policy. This may result in insufficient policy for a buyer's family. One may also easily underestimate how much coverage their family will need in the future to get by. To avoid this, buyers must consider factors such as future goals, inflation, tuition fees, and others instead of only concentrating on the premium amount of a policy. If one does not choose an insurance policy with adequate coverage and tenure when they are younger, they may end up paying a higher premium in the future. Not comparing multiple insurance providers Research is key before one buys a life insurance policy. This "homework" phase involves comparing multiple insurance providers in the market before buying the one that best fits all requirements. One must avoid purchasing the cheapest life insurance available. Instead, they can look for policies with higher coverage in exchange for a moderate, reasonable premium. Individuals need to compare various facets of the policy, such as popularity, customer reviews, the experience of the insurance provider, and others. Essentially, an apples-to-apples comparison between providers A, B, C, and D. Relying completely on employer-provided coverage Employers offer supplemental group insurance to their workers. However, it is not enough to cover all the worst-case scenarios for the employees. For example, the death benefit offered by the employers to a deceased employee's family members may not be enough to sustain them for long. Additionally, such group insurance plans are not portable, meaning they cease to be effective once an employee leaves the organization. Therefore, one must not short-change themselves by not buying insurance independently or purchasing a policy with inadequate coverage due to incorrectly believing that they have their employer's group insurance coverage to fall back on. Not reading the fine print Despite most financial advisors urging individuals to read all documents before purchasing a life insurance policy, most buyers rush with the process and fail to read the fine print. That is a huge mistake, and it can lead to serious issues in the future. Therefore, one must carefully read all the terms and conditions, exemptions, inclusions and exclusions, and other key details before putting pen to paper on a life insurance policy document.

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