5 ways to support people with disabilities

5 ways to support people with disabilities

One of the key factors that affect the confidence, performance, and job satisfaction of people with disabilities is the attitude of others around them. Whether it is in the community or workplace, it is important for people to interact in the right way with those with disabilities. Further, negative perceptions can hinder the advancement and inclusion of those with disabilities. To avoid this outcome, here are a few ways to support a person with a disability:

1. Ask, don’t assume
One may believe that a person with a disability needs help even if they do not ask for it. However, it is important to ask them if they need assistance first and then act accordingly. Politely inquiring whether they need additional support to make a task easier or more accessible for them is the best way to support those with disabilities. This way, one can also understand exactly how the other person would like to be assisted.

2. Speak with clarity and listen carefully
Whenever one is interacting with a person with cognitive or developmental disabilities, it is crucial to speak clearly using simple words. One should be cautious about the pace of speech, vocabulary, and complexity of the language and match their speech with that of the person with the disability. Additionally, it is important to let those with speech impairments complete their sentences at their own pace and avoid interrupting them or finishing their sentences. The key is to remember that people can make decisions independently unless they have communicated otherwise.

3. Speak directly and maintain eye contact
One should speak directly to people with disabilities at their eye level. It is an important step even when there is an interpreter or care attendant accompanying the person with a disability. For instance, even when those with hearing impairments look at their interpreter during the conversation, one must continue to focus on their interaction directly with the person instead of with the interpreter. This shows the other person that one is interested in listening to them and values whatever is being said.

4. Respect their boundaries
Those who use mobility aids and assistive devices such as wheelchairs or walkers consider the equipment a part of their personal space. So, one should avoid any interaction with these aids without asking for permission. This means one should not touch or lean on the aids or devices. Similarly, one should not make assumptions and start pushing a wheelchair until one is asked to do so.

5. Consider accessibility
When setting up a meeting with persons with disabilities in any public or private place, one should ensure that the place is accessible. One should also check with those with disabilities if a place they are considering would work. Consider offering options so that they can pick a place that seems to be the most accessible, i.e., one that has wheelchair-accessible washrooms, parking spaces, ramps, and more. Additionally, it wouldn’t hurt to ask the other person if they have any specific requirements before setting up a meeting.

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5 mistakes to avoid when buying tickets for live concerts or shows

Concerts in large stadiums provide a truly unique experience. But finding tickets for the best rows before they sell out can be time-consuming. Tickets can be purchased in different ways, including online, at the venue, or through a middleman. Regardless of the method you choose, it is essential to confirm the tickets' validity to prevent becoming a victim of fraud. Here are some things to avoid when buying live concert and show tickets. Visiting fake links Scammers often use phishing to obtain financial and personal information from people booking tickets online. Once they have this information, they access the victim's bank and credit card accounts. They mainly trick buyers by sending emails or text messages that appear to be from legitimate banks, credit card companies, or event organizers. These emails include a link to a different page that asks for personal data like birthdate, social security number, and bank account details. As a result, the con artist gains direct access to the victim's account. To avoid fraud, ensure the links you visit are valid and come from reliable sources. Last-minute bookings Tickets to shows featuring popular performers sell out shortly after the dates are made public. So, booking tickets just a few days before the show or concert can be risky. To ensure you get the passes, purchase tickets as soon as you learn that your favorite artist is performing. Doing so also gives you time to look for discounts or special offers and pick the best seats inside the stadium. If necessary, set a reminder for when the tickets go on sale. Ignoring the terms and conditions Before buying live concert or show tickets, carefully read the fine print. Check for any stated age restrictions to avoid wasting money and being denied entry at the gate. Also, read the terms and conditions to understand what is permitted in the stadium or ballroom and what should be left behind to avoid confusion later. Further, check the return and exchange policies to avoid last-minute stress. Falling for fake tickets During big events, scammers produce fake tickets and mark them down to lure customers. After receiving the payment, they disappear or present a fake ticket. Buying tickets directly from the venue or a trustworthy secondary source is advised to save money and avoid falling for such cons. Search for official websites, investigate the vendors, and purchase tickets only from sources that provide a justifiable return. Finally, use a credit card to buy tickets as they are more secure than other forms of payment. You can cancel credit card payments immediately if you discover the tickets are fake. Using third-party apps for booking Avoid downloading third-party apps that promote simple ticket booking, deals, discounts, and other benefits on the day of the concerts. These apps may contain spyware and malware, compromising your smartphone and exposing personal information. Only use the Google Play Store or App Store to download apps for booking live concert or show tickets. You can check out reliable websites like VividSeats and StubHub to book tickets to concerts, shows, and other events. The platforms offer exciting deals and discounts for events like the Superbowl and performances by popular artists like Madonna and Taylor Swift. 

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6 tips for seniors to choose the best life insurance policy

Financial aid during challenging times can provide relief to those affected by such circumstances. A life insurance policy guarantees financial compensation to the policyholder's beneficiaries in the event of their demise or, in some cases, if they develop a terminal illness. In the case of seniors, this guarantee can reassure them and their family, helping provide financial security and meet unexpected costs. Here are some tips for choosing the best life insurance policies for seniors: Consider the number of dependents Each person has different responsibilities in life, so one should begin by considering the number of dependents in one’s family. For example, a bachelor living alone may typically not have many dependents, but someone who is the only earning member in a large family may be financially responsible for many. Accordingly, one can choose an appropriate term insurance plan based on the number of dependents. Check the income level It is important to evaluate one’s income level before committing to an insurance policy to ensure that one can pay the premium amount. So, the best bet is to consider one’s aggregate income, based on monthly salary or pension and other income sources, and shortlist insurance plans whose premiums one can afford to pay. Later, one can zero in on a policy among these by comparing their features and benefits. Opt for riders Riders are essentially additional coverage benefits over and above what’s covered by the insurance policy. For example, some life insurance policies may have terminal illness riders, which financially compensate beneficiaries even if the insured senior is diagnosed with a terminal illness. Similarly, accidental death riders provide an additional lump-sum to the beneficiaries if the policyholder dies in an accident. So, opting for policies with riders gives additional advantages to beneficiaries. Verify the insurer’s claim-settlement ratio The claim-settlement ratio basically specifies how many claims the insurer has successfully paid out of the total number of claims received. This ratio is important because it tells one whether the insurance company is capable of fulfilling its commitments to its clients. One should ask the insurance company for its claim-settlement ratio during the finalization process. Consider the family’s overall standard of life A family’s financial requirements may be higher if they have a high standard of living, but those with fewer requirements may need to be compensated only for their basic expenses. So, the family’s lifestyle is an important factor one needs to consider while going for life insurance. The more the lifestyle requirements are, the higher the coverage required would be. Go through customer reviews and complaints Reviews can help a lot with understanding the insurance company’s reliability and transparency, so one should make sure to check customer reviews and complaints thoroughly. If there are any complaints, one should find out if these issues persist and what steps the company is taking to overcome them. An analysis of these factors can help shortlist a company that is trustworthy and true to its word.

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