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6 silent warning signs of skin cancer

Skin cancer includes multiple classifications, with each sub-type being distinct in terms of areas affected and some symptoms. Like most cancers, skin cancer is treatable in its initial stages when the malignancy has not spread to other parts of the body. However, some early signs can be mistaken for simple cuts, wounds, or common allergic reactions. To avoid that, here are some common silent signs of skin cancer one should not ignore:

Frequent shaving injuries
Shaving injuries are common in men. However, if a person frequently sustains injuries such as cuts or bruises after shaving, then they need to consult their local healthcare expert immediately. Some kinds of skin cancers, such as squamous cell carcinoma and basal cell carcinoma, make the skin highly fragile. As a result of that, skin bleeds and soreness may become increasingly common occurrences for men after even the most gentle of shaves.

Another major red flag indicative of skin cancer is bleeding in the same spot multiple times.

Moles that are neither brown nor black
Skin cancer is characterized by the presence of moles on the skin. More importantly, these moles are often skin-colored, and not brown or black like most moles people get. Dermatologists and healthcare experts can conduct cancer screening to diagnose skin cancer in patients based on the presence of such moles on their skin.

Pimples that do not go away
Basal cell carcinoma shows itself on a person’s skin in the form of skin-colored, translucent, or pink-hued pimples that people normally develop due to acne, hormonal imbalance, and allergic reactions. However, such pimples are recurring in nature, and simply do not vanish even after many months or years.

So, if a person has a skin-colored outgrowth that resembles a pimple and does not go away, they will need to check with their dermatologist to know whether they need to undergo screening for cancer or they can ignore the pimple.

Dark bands on nails
People with skin cancer often develop brown and black-colored bands on their fingernails or toenails. While such bands may look like simple injuries caused by a collision, having these is a major cause for concern. Doctors measure the length and width of the bands in patients to know about the extent of cancer spread they may have.

So, if the width of the band is more than three millimeters, doctors suggest patients consume certain prescription-based products or begin undergoing treatment immediately. All in all, a dark vertical line on the nails of a person’s fingers or toes is definitely one of the key silent signs of skin cancer.

Itching or bleeding moles
The moles that people develop in the early stages of skin cancer often cause intense itching or unexplained bleeding after they break. Unlike normal scenarios, such bleeding is not caused by pressure or injuries.

Spot on body parts not exposed to the sun
People can develop and show signs of skin cancer in body areas that are not exposed to the sun. For instance, it is not uncommon for individuals to show vague spots and marks on the sole of their feet.

Coping with urges that can trigger a relapse post treatment

Addictions when left untreated can turn into crippling conditions. One can be addicted to smoking, binge drinking, or even shopping. Once addicted, one willfully submits to urges, despite having satisfied them before. However, addictions can be managed and to a great extent treated to full recovery. But, the post-recovery phase is crucial where both the mind and body are put to test and can trigger a relapse. Continue reading to know more about the most common triggers for addictions and how to deal with them.Stress Stress is commonly the root cause of many problems and addictions, both physical and psychological. One can become an addict as a way to manage the stress that may stem from strained relationships or priorities. The best way to avoid a relapse during recovery is to make lifestyle changes that donât trigger a return to addictions amidst a stressful situation. One can practice mindfulness, engage in relaxation techniques, manage oneâs time to avoid stressful situations, and imbibe healthy eating habits and exercise in their daily routine. EmotionsThere is an umpteen number of triggers that invoke a positive or negative emotional response. However, the stress associated with dealing with emotions daily can trigger urges without one even realizing. Often, one turns to a glass of alcohol or relies on prescription medications to put the mind at ease. It is not a permanent solution and prolonged use of these substances can cause more harm in the long run. One must learn and explore productive ways of controlling emotions better to avoid a relapse during recovery. For example, writing and maintaining a journal that contains oneâs feelings and thoughts can act as a healthy outlet. Similarly, there are other healthy ways to channel oneâs energy and manage emotional responses.Positive conditioningPeople who have addictions such as smoking or drinking may often find themselves in situations where a lit cigarette or a glass of wine can trigger a relapse. This is understandable considering these substances were the primary source of comfort and relaxation. However, with positive reinforcement and reconditioning one can train the mind and curb such urges. Relaxation doesnât always mean techniques like yoga or meditation, it can also be pursuing your hobby. Counseling for group gatheringsBirthdays, parties, New Yearâs events, and any celebration in general call for alcohol consumption and smoking. At times, these could be the very addictions one is recovering from, and in a social gathering, such temptations can be strong. However, a recovering addict should refrain from indulging in any of these as even a taste can turn into a relapse. For instance, a recovering alcoholic must avoid having a single drink as that could put him/her on a slippery slope to relapse. Here, one-on-one counseling can help prepare the mind to resist the urge. It is never healthy for a recovering addict to simply avoid socializing fearing a relapse.

Top 5 probiotic foods for a healthy gut

Probiotics have often been found to be helpful in not only promoting heart health but also reducing depression and encouraging a healthy gut. Probiotics are living organisms that help promote the growth of good bacteria in the gut. Hence they are also effective in preventing many disorders, including diabetes. So, it's suggested to add probiotic fermented foods to one's meal plan. Read further to learn more about the benefits of probiotic foods. Promoting gut health - Top 5 foods to eat Yogurt One of the best sources of probiotics, yogurt has friendly bacteria that promote gut health. Furthermore, eating yogurt has multiple health benefits, including bone health, and can also benefit patients with high blood pressure. Additionally, yogurt can also be consumed by people with lactose intolerance as the bacteria turns some lactose into lactic acid, giving yogurt its sour taste. However, one should choose yogurt with active or live cultures to reap the benefits. Pickles Fermented cucumber pickles are also good sources of probiotics. They are not only low in calories but also improve digestive health. Moreover, they are rich in Vitamin K, which is essential in blood clotting. Hence, one should read the labels carefully and choose pickles that contain natural lactic acid to reap optimum benefits and promote gut health. Sourdough Usually, sourdough starter contains lactic acid bacteria. Hence it becomes an environment that promotes the growth of yeast and other gut-friendly bacteria. Furthermore, the bread contains natural probiotics that aid in the diverse growth of beneficial bacteria, further assisting digestion and promoting gut health. In addition, sourdough bread can also be employed for blood glucose management, reduction of cholesterol, and even for decreasing the risk of cardiovascular diseases. Apple cider vinegar Apple cider is quite well known as an excellent health supplement. It is twice-fermented apple juice that contains natural probiotics. Furthermore, many people use apple cider vinegar to calm acid reflux and aid digestion. However, the product often has a strong flavor. So, you can either consume it directly or add it to the salad dressing for easy consumption. Miso A popular Japanese seasoning, miso is traditionally made by fermenting soybeans with salt and koji, a type of fungus. Furthermore, miso can also be made by mixing soybeans with other ingredients such as rice, barley, and rye. The resulting paste can be added to miso soup - a popular Japanese breakfast meal rich in probiotics. One of the main ingredients, the koji fungus, possesses immense anti-inflammatory properties that reduce the risk of inflammatory bowel disease and other digestive issues. Conclusion In addition to consuming the above foods, patients with digestive issues are also suggested to seek the advice of a healthcare professional at the earliest. A timely intervention will ensure the correct diagnosis and the development of a treatment plan.

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4 tips that can help you pick the right investment advisor

An investment advisor can be a game-changer. A capable advisor can help solve most of your financial issues and give you the best investment advice so that you can turn market situations to your favor. But, finding the right investment advisor is not easy. Here are a few things you need to keep in mind while looking for the best investment advisor. Know what type of service you need First, you need to decide what kind of financial assistance you need. Do you need help picking investments? Or are you seeking advice on real estate, retirement, or insurance needs? Asking yourself these questions will help determine the type of investment advisor you are looking for. Nowadays, many people use a robo-advisor, which is as competent as a human investment advisor. A robo-advisor is great for investment management and other basic investments. But if you want substantial transformation in your money-situation, a human advisor is the viable option. Choose a fee-only advisor If you’ve decided to pick a human advisor, the next step is to choose the type of advisor: commission-based, fee-based, or fee-only. If you’re planning something big financially, you must pick a fee-only advisor. Such advisors work for and get paid by other clients like you, so they always act in their clients’ best interest.

Handy tips for retirement-focused investments

With pension plans becoming more and more obsolete, retirement-focused investments have come to the fore in the past few years. Besides helping you fund your future, these valuable assets also provide incredible gains, and in some cases, constant income till the end of life. Since investing for retirement—and planning it—can prove to be challenging, we have put together a list of tips that may be helpful in the process. Assess your options Multiple investment vehicles are ideal for long-term gains and can return a sizable amount by the time you retire. Mutual funds, stocks, bonds, exchange-traded funds, cash investments, annuities, and dividend reinvestment plans (DRIPs) are also good sources of high returns, although they depend on investor characteristics and risk aptitude. Saving money in certain tax-advantaged accounts such as 401(k), individual retirement accounts (IRA), and brokerage accounts is also an option. Start early and young No one is ever too young to invest. It’s a healthy habit that can earn serious money in the long term, with even the smallest of investments capable of making a difference a few years down the line. Starting early gives your money time to grow and lets you accumulate more compound interest over a period of time.

4 popular credit cards for college students

A good credit score is essential as it can be a criterion for lucrative job prospects or renting an apartment. Moreover, a good credit score is an uncompromisable necessity while applying for a loan that has terms and conditions that favor you. To ensure that you have a good credit score, it is better to start building it young and early. One of the easiest ways to do so is by applying for a student credit card from prominent credit cards companies. Now, there are several credit cards companies that offer lucrative credit cards, making choosing the right one confusing. To help you narrow down your choices, here are some of the best credit cards companies that offer student credit cards. Bank of America® Travel Rewards Credit Card for Students: One of the biggest credit card companies in the country Bank of America offers a slew of benefits with its student credit card. With each dollar spent using this card, students can earn 1.5 points. This applies to purchases without any caps. The points can be redeemed as discounts on hotels, flights, rental cars, and vacation packages. There are no restrictions or blackout dates applicable for availing these discounts. With no foreign transaction fee or annual fee, the card allows one to earn nearly 25,000 points on spending about $1000 in the first 90 days.

What you must know about guaranteed business loans

If you’re looking for funding your small business with a loan, you’ll most likely come across the term “guaranteed business loans.” People often misunderstand this term as business loans that are guaranteed to be approved. But, this is not what guaranteed business loans means. To clarify the confusion, let’s understand what the term actually means, and discuss the most popular types of guaranteed business loans. What are guaranteed business loans? In simple terms, guaranteed business loans in the world of small business loans refer to loans that are secured or backed by a guarantee. The guarantee can be in the form of collateral, deposit, or an agreement. This essentially means that the lender is guaranteed to receive their money back even if the borrower fails to pay. When we talk about guaranteed business loans, we refer to loans with a personal guarantee or, more commonly, loans guaranteed by the small business administration (SBA). Let’s take a look at both these types. Personally guaranteed business loans As you understand from the term “personal,” when you make a personal guarantee on a business loan, you essentially agree to sell your assets to pay off the loan, if your business is unable to do so.

5 mistakes to avoid when investing in a high dividend ETF

Exchange-traded funds (ETF) have been gaining popularity in the investment sector for some time now. Along with mutual funds, they have been one of the most preferred investment options among investors. With investors having pumped in billions of dollars in ETFs by now, these funds sure seem like a lucrative investment avenue. However, financial experts suggest treading this path carefully so as to avoid unforeseeable losses. Here are a few mistakes that you can avoid while investing in high dividend ETFs: Overlooking long-term investment Looking at long-term goals is the golden rule when it comes to any type of investment. However, seasoned investors invest in ETFs on a short-term basis through a type of trading called intraday trade. This type of trading allows the investors to buy and sell stocks and other investments on the same day. However, if not thought out carefully, investing in high dividend ETFs through intraday trading can result in lower returns and higher trading costs. Buying an ETF simply based on its name This is one of the most common mistakes people make when investing in high dividend ETFs. Investors may think that an ETF’s name provides an insight into its investment reach, i.e., whether the ETF has local or/and global investors.

How to qualify for a reverse mortgage

A reverse mortgage provides the elderly access to equity in their homes and supplements their income. With its flexible repayment option, it gives homeowners more control over their money. However, the government has laid out strict rules and guidelines concerning reverse mortgage eligibility criteria. So, if you’re considering a reverse mortgage, read on to know the reverse mortgage eligibility criteria and the types of reverse mortgages. Reverse mortgage eligibility criteria The first criterion for a reverse mortgage is that the primary homeowner must be at least 62 years of age. If your spouse is under the age of 62, you might still be eligible if you meet other reverse mortgage eligibility criteria. If you’re not 62 or older than 62, then you won’t qualify for a reverse mortgage even if you satisfy the criteria mentioned below. You must be the primary resident of the home you’re seeking a reverse mortgage for. Note that vacation homes or rental properties do not qualify. You must either entirely own the house or have at least 50% equity in it. If you have any mortgage balance remaining while applying for a reverse mortgage, you must be in a financial position to pay off that balance.

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Top 5 probiotic foods for a healthy gut

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