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6 warning signs of depression one must know of

Depression is a mood disorder that causes a constant feeling of sadness and a loss of interest. It is among the world’s most common mental health conditions to occur in individuals where more than 8% of the country’s adult population is affected by it. The symptoms of depression are severe, with intense signs that may include significant changes in an individual’s appetite, sleep, and overall health. Here are a few other symptoms to not miss:

Increased fatigue
Fatigue is a sign of various physical and mental health conditions. However, when the fatigue persists and is not accompanied by other physical symptoms, it can be attributed to depression. Low energy levels and high fatigue levels are some of the most commonly occurring warning signs of depression.

Lack of focus
Another warning sign of depression is the inability to focus, which can significantly impact a person’s daily routine and prevent them from completing tasks that would otherwise be relatively easy. Mundane activities such as paying attention in class or meetings, finishing homework, completing necessary chores, or reading a book can require tremendous effort. Regardless of the source of this lack of focus, it could be a warning sign of developing depression.

Social isolation and withdrawal
If someone is repeatedly declining invitations to social events or gatherings, it could indicate that they are beginning to experience depression. This could be a lack of interest in attending such events or ignoring invitations from loved ones even when asked multiple times. As a result of this social isolation, their friendships and relationships may begin to suffer. The individuals may not recognize these changes, but those around them may notice the signs.

Indifferent about hygiene and appearance
Hygiene practices like brushing teeth, combing hair, showering, or clipping nails are developed habits. This also means most of these practices do not necessarily require extra effort. People with depression, however, might not feel the same. To them, even the basic activities or practices can demand a lot of effort and can feel overwhelming. Taking care of oneself and following good hygiene practices can be difficult for depression patients. However, neglecting hygiene and care can lead to aggravation of symptoms like being socially isolated and further cause withdrawal from day-to-day activities.

Mood swings
Experiencing irritability and having a short temper can be an initial indication of depression in individuals. Even the slightest things can cause intense spikes of irritability, which may completely alter the course of one’s day. When attempting to operate an appliance, a person may become agitated and annoyed, resulting from other comparable situations.

Sleep disturbances
Sleep is essential to maintaining a person’s mental, emotional, and physical health. It is believed that a lack of proper sleep is among the most common indicators of depression. Moreover, studies suggest approximately 80% of people with depression experience episodes of insomnia. Some patients may even find it difficult to fall asleep, while others can wake up too early. In addition to insomnia, certain individuals may even exhibit the presence of hypersomnia, which refers to excessive sleepiness. In either situations, one must consult a healthcare professional if this persists for long.

Coping with urges that can trigger a relapse post treatment

Addictions when left untreated can turn into crippling conditions. One can be addicted to smoking, binge drinking, or even shopping. Once addicted, one willfully submits to urges, despite having satisfied them before. However, addictions can be managed and to a great extent treated to full recovery. But, the post-recovery phase is crucial where both the mind and body are put to test and can trigger a relapse. Continue reading to know more about the most common triggers for addictions and how to deal with them.Stress Stress is commonly the root cause of many problems and addictions, both physical and psychological. One can become an addict as a way to manage the stress that may stem from strained relationships or priorities. The best way to avoid a relapse during recovery is to make lifestyle changes that donât trigger a return to addictions amidst a stressful situation. One can practice mindfulness, engage in relaxation techniques, manage oneâs time to avoid stressful situations, and imbibe healthy eating habits and exercise in their daily routine. EmotionsThere is an umpteen number of triggers that invoke a positive or negative emotional response. However, the stress associated with dealing with emotions daily can trigger urges without one even realizing. Often, one turns to a glass of alcohol or relies on prescription medications to put the mind at ease. It is not a permanent solution and prolonged use of these substances can cause more harm in the long run. One must learn and explore productive ways of controlling emotions better to avoid a relapse during recovery. For example, writing and maintaining a journal that contains oneâs feelings and thoughts can act as a healthy outlet. Similarly, there are other healthy ways to channel oneâs energy and manage emotional responses.Positive conditioningPeople who have addictions such as smoking or drinking may often find themselves in situations where a lit cigarette or a glass of wine can trigger a relapse. This is understandable considering these substances were the primary source of comfort and relaxation. However, with positive reinforcement and reconditioning one can train the mind and curb such urges. Relaxation doesnât always mean techniques like yoga or meditation, it can also be pursuing your hobby. Counseling for group gatheringsBirthdays, parties, New Yearâs events, and any celebration in general call for alcohol consumption and smoking. At times, these could be the very addictions one is recovering from, and in a social gathering, such temptations can be strong. However, a recovering addict should refrain from indulging in any of these as even a taste can turn into a relapse. For instance, a recovering alcoholic must avoid having a single drink as that could put him/her on a slippery slope to relapse. Here, one-on-one counseling can help prepare the mind to resist the urge. It is never healthy for a recovering addict to simply avoid socializing fearing a relapse.

Top 6 natural remedies for indigestion

Indigestion is a fairly common issue; however, some may experience it more frequently than others. The causes of indigestion can be varied, from choosing the wrong foods and eating too quickly to underlying health conditions. Certain treatments for other health issues may also cause indigestion. Upon noticing persistent gastrointestinal issues, one should consult a doctor and seek appropriate treatment options. Nevertheless, one can also opt for the following natural remedies to quickly relieve indigestion: 1. Try ginger tea Ginger does more than just add a unique flavor to foods and beverages. It is a well-known remedy for nausea and vomiting and regulates the speed at which food passes along the digestive system. So, it can help reduce gas, bloating, and a constant feeling of fullness. A cup of ginger tea in the morning or a ginger candy after meals can help aid digestion. 2. Chew on fennel seeds Fennel seeds can make the stomach alkaline, so they can help deal with acidity and heartburn. They also provide quick relief from bloating and gas and relax the intestinal muscles, which helps relieve constipation. Eating raw or roasted fennel seeds is the easiest way to have them, but one can also add them to boiling water, strain the solution, and have it warm. 3. Drink warm chamomile tea Chamomile is said to have a calming effect, helping it reduce stress. However, it is equally good for physical health as it can reduce stomach acid and exhibit anti-inflammatory properties, which help reduce stomach pain. All one needs to do is dip a couple of chamomile tea bags in boiling water for around 10 minutes and have it warm, with some honey if required. 4. Try licorice root Licorice root has many other uses besides being used in candies. It has been widely used as a remedy for gastric infections, ulcers, and other forms of stomach inflammation. So, eating licorice root can actually help with better digestion. On the flip side, it may elevate blood pressure if eaten in large amounts, so it is best to check with a doctor regarding the ideal quantity of licorice root one can have. 5. Follow BRAT food regimen BRAT, or âbananas, rice, apples, toast,â is a food regime recommended for those with indigestion or stomach flu. Those following this meal plan should have only bland foods that are easy to digest and soft (almost mushy in texture). The regimen isnât limited to these four foods; one can have other foods like oats, hard-boiled eggs, fresh fruit juices, boiled potatoes, and lean meats. But no spices or flavoring elements should be added to the food. 6. Chew on basil leaves Widely advocated in Ayurveda, basil leaves contain certain compounds that have an anti-inflammatory effect on the stomach. They increase healthy bacteria in the stomach and do away with the bad ones, helping maintain a healthy microbiome and improve digestion.

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4 tips that can help you pick the right investment advisor

An investment advisor can be a game-changer. A capable advisor can help solve most of your financial issues and give you the best investment advice so that you can turn market situations to your favor. But, finding the right investment advisor is not easy. Here are a few things you need to keep in mind while looking for the best investment advisor. Know what type of service you need First, you need to decide what kind of financial assistance you need. Do you need help picking investments? Or are you seeking advice on real estate, retirement, or insurance needs? Asking yourself these questions will help determine the type of investment advisor you are looking for. Nowadays, many people use a robo-advisor, which is as competent as a human investment advisor. A robo-advisor is great for investment management and other basic investments. But if you want substantial transformation in your money-situation, a human advisor is the viable option. Choose a fee-only advisor If you’ve decided to pick a human advisor, the next step is to choose the type of advisor: commission-based, fee-based, or fee-only. If you’re planning something big financially, you must pick a fee-only advisor. Such advisors work for and get paid by other clients like you, so they always act in their clients’ best interest.

Handy tips for retirement-focused investments

With pension plans becoming more and more obsolete, retirement-focused investments have come to the fore in the past few years. Besides helping you fund your future, these valuable assets also provide incredible gains, and in some cases, constant income till the end of life. Since investing for retirement—and planning it—can prove to be challenging, we have put together a list of tips that may be helpful in the process. Assess your options Multiple investment vehicles are ideal for long-term gains and can return a sizable amount by the time you retire. Mutual funds, stocks, bonds, exchange-traded funds, cash investments, annuities, and dividend reinvestment plans (DRIPs) are also good sources of high returns, although they depend on investor characteristics and risk aptitude. Saving money in certain tax-advantaged accounts such as 401(k), individual retirement accounts (IRA), and brokerage accounts is also an option. Start early and young No one is ever too young to invest. It’s a healthy habit that can earn serious money in the long term, with even the smallest of investments capable of making a difference a few years down the line. Starting early gives your money time to grow and lets you accumulate more compound interest over a period of time.

4 popular credit cards for college students

A good credit score is essential as it can be a criterion for lucrative job prospects or renting an apartment. Moreover, a good credit score is an uncompromisable necessity while applying for a loan that has terms and conditions that favor you. To ensure that you have a good credit score, it is better to start building it young and early. One of the easiest ways to do so is by applying for a student credit card from prominent credit cards companies. Now, there are several credit cards companies that offer lucrative credit cards, making choosing the right one confusing. To help you narrow down your choices, here are some of the best credit cards companies that offer student credit cards. Bank of America® Travel Rewards Credit Card for Students: One of the biggest credit card companies in the country Bank of America offers a slew of benefits with its student credit card. With each dollar spent using this card, students can earn 1.5 points. This applies to purchases without any caps. The points can be redeemed as discounts on hotels, flights, rental cars, and vacation packages. There are no restrictions or blackout dates applicable for availing these discounts. With no foreign transaction fee or annual fee, the card allows one to earn nearly 25,000 points on spending about $1000 in the first 90 days.

What you must know about guaranteed business loans

If you’re looking for funding your small business with a loan, you’ll most likely come across the term “guaranteed business loans.” People often misunderstand this term as business loans that are guaranteed to be approved. But, this is not what guaranteed business loans means. To clarify the confusion, let’s understand what the term actually means, and discuss the most popular types of guaranteed business loans. What are guaranteed business loans? In simple terms, guaranteed business loans in the world of small business loans refer to loans that are secured or backed by a guarantee. The guarantee can be in the form of collateral, deposit, or an agreement. This essentially means that the lender is guaranteed to receive their money back even if the borrower fails to pay. When we talk about guaranteed business loans, we refer to loans with a personal guarantee or, more commonly, loans guaranteed by the small business administration (SBA). Let’s take a look at both these types. Personally guaranteed business loans As you understand from the term “personal,” when you make a personal guarantee on a business loan, you essentially agree to sell your assets to pay off the loan, if your business is unable to do so.

5 mistakes to avoid when investing in a high dividend ETF

Exchange-traded funds (ETF) have been gaining popularity in the investment sector for some time now. Along with mutual funds, they have been one of the most preferred investment options among investors. With investors having pumped in billions of dollars in ETFs by now, these funds sure seem like a lucrative investment avenue. However, financial experts suggest treading this path carefully so as to avoid unforeseeable losses. Here are a few mistakes that you can avoid while investing in high dividend ETFs: Overlooking long-term investment Looking at long-term goals is the golden rule when it comes to any type of investment. However, seasoned investors invest in ETFs on a short-term basis through a type of trading called intraday trade. This type of trading allows the investors to buy and sell stocks and other investments on the same day. However, if not thought out carefully, investing in high dividend ETFs through intraday trading can result in lower returns and higher trading costs. Buying an ETF simply based on its name This is one of the most common mistakes people make when investing in high dividend ETFs. Investors may think that an ETF’s name provides an insight into its investment reach, i.e., whether the ETF has local or/and global investors.

How to qualify for a reverse mortgage

A reverse mortgage provides the elderly access to equity in their homes and supplements their income. With its flexible repayment option, it gives homeowners more control over their money. However, the government has laid out strict rules and guidelines concerning reverse mortgage eligibility criteria. So, if you’re considering a reverse mortgage, read on to know the reverse mortgage eligibility criteria and the types of reverse mortgages. Reverse mortgage eligibility criteria The first criterion for a reverse mortgage is that the primary homeowner must be at least 62 years of age. If your spouse is under the age of 62, you might still be eligible if you meet other reverse mortgage eligibility criteria. If you’re not 62 or older than 62, then you won’t qualify for a reverse mortgage even if you satisfy the criteria mentioned below. You must be the primary resident of the home you’re seeking a reverse mortgage for. Note that vacation homes or rental properties do not qualify. You must either entirely own the house or have at least 50% equity in it. If you have any mortgage balance remaining while applying for a reverse mortgage, you must be in a financial position to pay off that balance.

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