7 popular flip phones to check out for seniors

7 popular flip phones to check out for seniors

Flip phones still hold a cherished place in the hearts of many seniors due to their ease of use and reliability. Flip phones are the go-to choice for seniors who may not be very tech-savvy or prefer a device focusing on the essentials. These devices combine the nostalgia of a flip design with modern features tailored to the specific needs of older adults. Here is a list of popular flip phones ideal for seniors.

Jitterbug Flip 2
The Jitterbug Flip 2, designed exclusively for seniors, tops the list. With its big buttons, easy-to-read display, and powerful speaker, it offers a user-friendly experience. One can make calls, send texts, and even take pictures with its built-in camera. The Jitterbug Flip also includes a 5Star Urgent Response button for immediate assistance in emergencies.

Alcatel Go Flip 4
Alcatel’s Go Flip 4 boasts a spacious keypad with large, easy-to-press buttons and a bright external display for quick access to notifications. The Go Flip 4 includes a 2MP camera for capturing memories and sharing moments with family and friends. Its user-friendly interface simplifies navigation, making it an excellent choice for seniors who prefer straightforward functionality. With 4G LTE connectivity, this phone ensures fast and reliable communication.

Kyocera DuraXV LTE
The Kyocera DuraXV LTE is another rugged flip phone designed to withstand tough conditions. It features tactile, easy-to-press buttons and a high-contrast display. The DuraXV LTE also has enhanced speakers for clear calls. Its durability makes it a great choice for seniors who enjoy outdoor activities.

Coolpad SNAP
The Coolpad SNAP is an affordable flip phone with a simple and straightforward interface. It’s equipped with a large keypad and a clear display. The phone offers basic features such as calling, texting, and an emergency SOS button.

Nokia 2720 Flip
The Nokia 2720 Flip combines nostalgia with modern functionality. It has a compact design and includes a 2MP camera. The phone offers 4G connectivity and can act as a Wi-Fi hotspot. While it may not be explicitly designed for seniors, its simplicity makes it suitable for those who prefer a straightforward device.

ZTE Cymbal Z-320
The ZTE Cymbal Z-320 is a budget-friendly flip phone that combines traditional flip design with modern capabilities. It features a 2MP camera, a clear display, and a tactile keypad. The phone offers essential features such as texting, calling, and web browsing.

Boost Mobile Schok Flip 8GB
Boost Mobile offers the Schok Flip 8GB Prepaid, a budget-friendly flip phone that brings practicality to the forefront. This device features a tactile keypad and an uncomplicated interface. With 8GB of storage, it provides ample space for storing contacts and essential data. The Schok Flip also includes a 5MP camera for capturing memories or sharing moments with loved ones.

In summary, popular flip phones for seniors offer a range of features designed to meet the unique needs of older users. When choosing a flip phone, consider factors such as button size, screen readability, hearing aid compatibility, and any additional features that enhance the overall user experience.

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A handy guide to buying the right laptop

Laptops are powerful portable tech that is versatile, compact, and fast, making them the preferred choice. However, the best laptop for you is the one that complies with your needs. Now, there is a plethora of laptops in the market. This makes choosing the right device a daunting task. To help you, here is a guide to help you buy a laptop as per your needs and the best ones available in the market. Plan your budget Thanks to tough competition between laptop brands, you can buy a laptop for as low as $200. But if you can increase your budget, you can buy a quality laptop with better performance and features. Laptops like HP Stream and Dell Inspiron 11 3000 are the least expensive, costing about $150-$200. Laptops costing $900 and above have faster processors, cutting-edge graphics, and powerful resolutions. Moreover, they are lighter, making them efficiently portable. Pick your operating system Do you want a Windows or a macOS? There is no wrong answer, as the choice of the operating system solely depends on your preference. If you are confused, here’s a brief summary of each. Windows 10, Microsoft’s latest operating system, is the most flexible. Moreover, laptops with Windows OS are generally inexpensive and offer features like touch screens and dual graphic chips. On the other hand, macOS Big Sur is Apple’s latest desktop operating system and is expensive. If you are a tech wizard and know your way around an OS, you can also choose operating systems like Chrome OS and Linux. Specifications As per your needs and budget, opt for the most powerful processor, as processors influence the performance and speed of the laptop. Most laptops have an Intel® processor, although some laptops even come with an AMD processor. Inexpensive laptops offer Intel® Atom®, Intel® Celeron®, and Intel® Pentium® CPUs that are good for light document editing and browsing. However, if multitasking and speed are important to you, then opt for an Intel® Core™ i3, or better yet, an i5 or i7. Next, you should check the RAM size. Most offer only 4GB RAM space. However, experts recommend that you opt for a minimum of 8GB RAM. Furthermore, get a laptop with a solid-state drive (SSD) since these are three times faster than a hard drive. Consider buying a laptop with a minimum of 9-plus hours battery life with a 12.5- to 14-inch screen size. Top 5 laptops of 2021 To further help you, here are the five best laptops of 2021: Equipped with an 8th Gen Intel® Core™ processor and 16 GB RAM, the Google Pixelbook Go is the perfect choice if you’re looking for a fast and efficient laptop. Along with a great processor and impeccable response rate, this laptop boasts of a touchscreen display that can play 4K videos. If you’re looking to upgrade your laptop, checkout Google’s laptops on sale and save big this shopping season. The Dell XPS 13 offers excellent performance, 3.5K OLED touchscreen, i3-i7 processor, option to choose an 8GB or 16GB RAM, SSD storage, powerful display, and a sleek design. The Apple MacBook Air with the latest M1 chip provides an outstanding 14-plus hours of battery life and lightning-fast processing speed. Next is the Microsoft Surface Laptop 4 that is powered by the Intel® Core™ i5/i7. It comes with features like touchscreen, top-notch graphics, and up to 1TB SSD storage. Finally, don’t forget to check out the latest IdeaPad Slim 7 by electronic giant Lenovo. The recently-released laptop comes with a 15.6” display, 11th Gen Intel® Core™ processor, 512 GB SSD storage, Dolby Atmos® Speaker System, and a whole lot more. If you find this laptop a bit pricey, don’t worry. There are several fantastic deals on Lenovo laptops right now, and you can grab this one at a lower price from the company’s website.

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Black Friday 2023 – Top 10 Dog Food Deals to Anticipate

This year, Black Friday falls on 24th November, now only a stone's throw away! However, one must be armed with Black Friday deals to make the best of the day. This also includes pet food. But finding the best dog food deals on the BIG day isn't as easy. So, to aid the purchasing process, here are some of the best dog food deals one can look forward to on Black Friday. Black Friday 2023 - 10 best dog food deals to look out for Dogs are usually called a man's best friend. They come in various shapes, colors, and sizes. So, it's no shock that dog foods also come in different types! But no matter what type shoppers choose, these foods must meet all of one's furry friends' needs. Hence, here are the different types of nutritious dog foods and the Black Friday deals that can be associated with them. Kibble/Dry dog food deals One of the most economical and highly healthy dog food types, buyers can choose dry dog food options for their various benefits - healthy teeth, no refrigeration, and, of course, they are long-lasting. While one can try different options, it's important to check labels and opt for wholesome dog food ingredients like chicken and beef to provide optimal nutrition. 1. On Black Friday last year, one could buy the Purina Pro Plan Savor - chicken and rice at Walmart at a price as low as $69.48. 2. Shoppers could also choose other options, such as the Blue Buffalo Life Protection Dry Food Formula for Dogs at Amazon for $59.37 or lower! Canned/Wet dog food deals Most dogs like eating canned or wet dog foods. Further, the products have a longer shelf life and meet all of the nutritional requirements of one's pet dog. But, on the downside, they can be expensive. 1. Hence, one can look for the Black Friday deals associated with wet dog foods and take them home at a budget-friendly price. This can include deals from Royal Canin on all their best sellers across their official website. The brand offers a 15% discount on first purchases. Hopefully, Black Friday will bring some exciting Royal Canin wet dog food deals. 2. Buyers can also look for good quality dog food brands like Iams or Cesar to find their poultry variety packs for $29.26 or less. Semi-moist dog food deals Compared with the above, semi-moist dog food options may not provide the nutrition needed for one's four-legged friend. Nevertheless, one can consider these as occasional treat options for one's pet dog. 1. On Black Friday, one may come across options like PetCo, which may provide deals with discounts of up to 50% or higher on select treats like last year. 2. Interested shoppers can check out online retail websites like Amazon, hoping for deals on good quality semi-moist dog food options from Purina for $18.49 or lower. Home-cooked or freshly cooked dog food deals For dog owners who like to ensure that the nutritional needs of their pet dogs are met, home-cooked or freshly cooked dog foods work best. Here, one can pick from options such as turkey, chicken, beef, and more. 1. Making a complete meal for one's pet can add to one's busy schedule. In such cases, one can wait for Black Friday and opt for brands like Ollie that may provide specifically designed meals at staggering discounts. During last year's sale, Olie dog food was 20% to 50% off. 2. One can opt for the options provided by The Farmer's Dog to get freshly cooked meals at one's doorstep. Plus, ahead of Black Friday, the brand offers a discount of up to 20% or more. This means there are chances of higher discounts when the sale begins. Raw dog food deals This type of dog food can consist of raw meat and bones ( uncooked) as a means to provide the four-legged creatures with the much-needed nutrients - calcium and phosphorus. But, before serving these foods to one's pet dog, it's best to consult a veterinarian. 1. In cases where one gets a green signal from the specialist, pet owners can check out PetCo and their Black Friday deals. Following past Black Friday trends, this may include a discount of 50% or higher on select dog food brands. 2. Another option to add to one's shopping list is freeze-dried raw dog foods on Chewey's official website. Here, shoppers can find well-known brands such as Hill's, Wellness, Purina, and more for a discount of 30% or more.

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4 tips that can help you pick the right investment advisor

4 tips that can help you pick the right investment advisor

An investment advisor can be a game-changer. A capable advisor can help solve most of your financial issues and give you the best investment advice so that you can turn market situations to your favor. But, finding the right investment advisor is not easy. Here are a few things you need to keep in mind while looking for the best investment advisor. Know what type of service you need First, you need to decide what kind of financial assistance you need. Do you need help picking investments? Or are you seeking advice on real estate, retirement, or insurance needs? Asking yourself these questions will help determine the type of investment advisor you are looking for. Nowadays, many people use a robo-advisor, which is as competent as a human investment advisor. A robo-advisor is great for investment management and other basic investments. But if you want substantial transformation in your money-situation, a human advisor is the viable option. Choose a fee-only advisor If you’ve decided to pick a human advisor, the next step is to choose the type of advisor: commission-based, fee-based, or fee-only. If you’re planning something big financially, you must pick a fee-only advisor. Such advisors work for and get paid by other clients like you, so they always act in their clients’ best interest.
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Handy tips for retirement-focused investments

Handy tips for retirement-focused investments

With pension plans becoming more and more obsolete, retirement-focused investments have come to the fore in the past few years. Besides helping you fund your future, these valuable assets also provide incredible gains, and in some cases, constant income till the end of life. Since investing for retirement—and planning it—can prove to be challenging, we have put together a list of tips that may be helpful in the process. Assess your options Multiple investment vehicles are ideal for long-term gains and can return a sizable amount by the time you retire. Mutual funds, stocks, bonds, exchange-traded funds, cash investments, annuities, and dividend reinvestment plans (DRIPs) are also good sources of high returns, although they depend on investor characteristics and risk aptitude. Saving money in certain tax-advantaged accounts such as 401(k), individual retirement accounts (IRA), and brokerage accounts is also an option. Start early and young No one is ever too young to invest. It’s a healthy habit that can earn serious money in the long term, with even the smallest of investments capable of making a difference a few years down the line. Starting early gives your money time to grow and lets you accumulate more compound interest over a period of time.
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4 popular credit cards for college students

4 popular credit cards for college students

A good credit score is essential as it can be a criterion for lucrative job prospects or renting an apartment. Moreover, a good credit score is an uncompromisable necessity while applying for a loan that has terms and conditions that favor you. To ensure that you have a good credit score, it is better to start building it young and early. One of the easiest ways to do so is by applying for a student credit card from prominent credit cards companies. Now, there are several credit cards companies that offer lucrative credit cards, making choosing the right one confusing. To help you narrow down your choices, here are some of the best credit cards companies that offer student credit cards. Bank of America® Travel Rewards Credit Card for Students: One of the biggest credit card companies in the country Bank of America offers a slew of benefits with its student credit card. With each dollar spent using this card, students can earn 1.5 points. This applies to purchases without any caps. The points can be redeemed as discounts on hotels, flights, rental cars, and vacation packages. There are no restrictions or blackout dates applicable for availing these discounts. With no foreign transaction fee or annual fee, the card allows one to earn nearly 25,000 points on spending about $1000 in the first 90 days.
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What you must know about guaranteed business loans

What you must know about guaranteed business loans

If you’re looking for funding your small business with a loan, you’ll most likely come across the term “guaranteed business loans.” People often misunderstand this term as business loans that are guaranteed to be approved. But, this is not what guaranteed business loans means. To clarify the confusion, let’s understand what the term actually means, and discuss the most popular types of guaranteed business loans. What are guaranteed business loans? In simple terms, guaranteed business loans in the world of small business loans refer to loans that are secured or backed by a guarantee. The guarantee can be in the form of collateral, deposit, or an agreement. This essentially means that the lender is guaranteed to receive their money back even if the borrower fails to pay. When we talk about guaranteed business loans, we refer to loans with a personal guarantee or, more commonly, loans guaranteed by the small business administration (SBA). Let’s take a look at both these types. Personally guaranteed business loans As you understand from the term “personal,” when you make a personal guarantee on a business loan, you essentially agree to sell your assets to pay off the loan, if your business is unable to do so.
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5 mistakes to avoid when investing in a high dividend ETF

5 mistakes to avoid when investing in a high dividend ETF

Exchange-traded funds (ETF) have been gaining popularity in the investment sector for some time now. Along with mutual funds, they have been one of the most preferred investment options among investors. With investors having pumped in billions of dollars in ETFs by now, these funds sure seem like a lucrative investment avenue. However, financial experts suggest treading this path carefully so as to avoid unforeseeable losses. Here are a few mistakes that you can avoid while investing in high dividend ETFs: Overlooking long-term investment Looking at long-term goals is the golden rule when it comes to any type of investment. However, seasoned investors invest in ETFs on a short-term basis through a type of trading called intraday trade. This type of trading allows the investors to buy and sell stocks and other investments on the same day. However, if not thought out carefully, investing in high dividend ETFs through intraday trading can result in lower returns and higher trading costs. Buying an ETF simply based on its name This is one of the most common mistakes people make when investing in high dividend ETFs. Investors may think that an ETF’s name provides an insight into its investment reach, i.e., whether the ETF has local or/and global investors.
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How to qualify for a reverse mortgage

How to qualify for a reverse mortgage

A reverse mortgage provides the elderly access to equity in their homes and supplements their income. With its flexible repayment option, it gives homeowners more control over their money. However, the government has laid out strict rules and guidelines concerning reverse mortgage eligibility criteria. So, if you’re considering a reverse mortgage, read on to know the reverse mortgage eligibility criteria and the types of reverse mortgages. Reverse mortgage eligibility criteria The first criterion for a reverse mortgage is that the primary homeowner must be at least 62 years of age. If your spouse is under the age of 62, you might still be eligible if you meet other reverse mortgage eligibility criteria. If you’re not 62 or older than 62, then you won’t qualify for a reverse mortgage even if you satisfy the criteria mentioned below. You must be the primary resident of the home you’re seeking a reverse mortgage for. Note that vacation homes or rental properties do not qualify. You must either entirely own the house or have at least 50% equity in it. If you have any mortgage balance remaining while applying for a reverse mortgage, you must be in a financial position to pay off that balance.
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