8 Essential grooming habits that men should follow

8 Essential grooming habits that men should follow

The concept of style has more to it than just wearing a fancy suit, a tie, and a pair of shoes. No matter what outfit you try on, the finer details truly matter. Maintaining healthy grooming habits is important whether you are indoors or you are traveling somewhere. You can ensure that your dressing style matches your personality by following certain self-care routines. Therefore, here are eight grooming tips one can follow daily. 

Regular trimming
Whether it’s the hair inside the nose, the eyebrows, or the beard, it is necessary to ensure these regions are trimmed regularly. Several popular brands offer a range of grooming essentials dedicated to each part of your body that can help get the job done efficiently and in the privacy of your home. Removing hair on the neck and near the ears regularly can also help improve your grooming game.

Matching belts to shoes
This is one of the easiest grooming tips ever. When you wear black shoes, do not wear a brown belt. Instead, wear belts and shoes of matching colors to boost your overall appearance.

Clipping nails regularly
The sight of long uneven nails is just as unappealing as the dirt and debris that may gather under them. To manage this, all you have to do is clip and file your nails regularly. If your budget permits, you could also go to a salon for a manicure or pedicure. Furthermore, buffing the nails can help maintain their shine without an artificial look.

Brushing and flossing teeth
An individual’s teeth may not always be straight or white, but keeping them clean is very important. It isn’t always a good sight to see food particles or plaque stuck on someone’s teeth when another individual speaks to them. Moreover, bad breath can bring down one’s overall personality. Therefore, as part of your grooming routine, you must brush and floss your teeth regularly.

Keeping good posture
Maintaining healthy grooming habits to complement your personality can include something as simple as standing up straight always. A good posture is always an indicator of confidence and pride, which is ideal for creating an excellent first impression in your social group.

Using facial soap
Several people apply the same soap on their faces that they use on their bodies. However, body soaps might be too strong for the face and can sometimes lead to skin complications. Therefore, it is best to use dedicated facial cleansers to keep the skin looking fresh using mild ingredients.

Applying the right amount of fragrance
Wearing perfume when you go outdoors is a healthy grooming habit. However, it is important to apply perfumes or deodorants only in small amounts and choose one brand that works best for you. Do not apply too much deodorant or perfume, as the fragrance might become excessively strong for another person to bear.

Taking warm showers
The hair has essential oils which can strip away when you have hot water baths. The lack of such oils can eventually lead to a dry scalp. Therefore, you must switch to warm water baths and limit showers to about ten minutes. Getting into this habit will help retain the essential oils in your hair and give it a healthy and shiny look.

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Popular fashion trends in 2022

With fashion trends changing so quickly, be it jeans, dresses, or shoes, it is hard to keep up on what’s cool anymore! But here we are with some fashion trends that may save you from creating a faux pas this season. From handbags to sunglasses to trendy apparel, we’ve got you covered with different fashion elements that enhance your look. So invest in some classic pieces that can fit your style statement in any season. Big handbags Handbags will always be a part of fashion as our pockets can be able to hold all the essentials! But an oversized handbag for all your stuff? Yes! You don’t have to fill the bag to make it too heavy and difficult to carry around; just enough. While small, next-to-nothing bags were a style statement, these big handbags look great and are also essential for all the important things you need to travel with daily. Find some good options at Madewell, SSENSE, STAUD, Free People. Trench coats Sort of a staple fashion trend that is bound to be around, trench coats make for great style statements without having to carry a heavy, oversized coat or a jacket that is part of a look. Trench coats can either be part of your dress or not without ruining the look for the day or night. However, make sure to choose the right size and style that suits your body type and height. Cuyana, Anine Bing, H&M, and w.awake have some cool trench coat options that can be your next buy. You can have the classic style along with a little more trendy work on it. Oversized sunglasses An underrated fashion accessory, sunglasses are a great way of pulling a look together. Inspired from the 70s fashion runway look, these big glasses bring a strong esthetic game to build a fashion trend. Watch out for various styles like aviators, full frames, and oversized square-shaped glasses. Brands like Anine Bing, Urban Outfitters, Rapha and VEHLA have some great options. Bermuda shorts The long cut-off shorts by the knee are making a comeback this season. This gives a sophisticated look altogether and can be paired with crop tops, body hugging long tops, and even loose jackets. Wear boots or sneakers and get your chic look in just a few choices. Some brands where you can shop quality Bermuda shorts include Frankie Shop, Nap Loungewear, Madewell and Zara. Feathers Yes, you read that right! A fake feather look on tops, jumpsuits, and corsets is another trending style. Carrie Bradshaw-inspired styling trend, the feathers add some oomph to an otherwise traditional set of clothing. A little fake feathering around the rim of your skirt or at the top of your corset makes for a quirky look. Not just that, if paired properly, you can pull off this look for a semi-formal look as well! Some boots too have feather options these days. Some of the best places to shop for this look are Fashion to Figure, Revolve and Neiman Marcus.

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4 stylish outfit ideas for Christmas parties

The festive season is almost upon us, and Christmas is just around the corner. This means it's time to start getting ready for the Christmas parties! Preparing for parties is more than just buying gifts. You want to look your best and be the most fashionable. If you're out shopping but can't decide what to wear at Christmas parties this year, here are four stylish and elegant outfits to check out. Romper Want something that works during the day and transforms into a perfect night outfit? Get a romper or jumpsuit. Rompers are relatively easy to style and wear. Not to mention, you can layer them under a shirt or cardigan to stay warm in the cold weather. But don't forget to cinch your waist with a belt for that hourglass look or accessorize with jewelry to upgrade your outfit. Style it with a pair of sneakers during the day for a more casual look, and pair it with some heels for a dressy look at night. Of course, since you're going to wear it for a Christmas party this year, shop for a romper in the holiday colors! Sequin shift dress Nothing says glam, glitz, and festivity like sequins. So, consider investing in a sequin dress if you want to rock this year's Christmas party. Since sequin dresses make a bold statement, pick something with a simple cut. You also want to stick to minimalistic jewelry, such as a pearl necklace or simple earrings. Further, ensure your clothing is comfortable, long enough to keep you warm, and fits your frame correctly. If you want to keep it casual, pair your sequin outfit with a denim jacket. Sweater dress Sweater dresses make great outfits if you want to layer up during your Christmas party and yet look classy and chic. These can be worn by themselves or paired with other smaller additions. The best part is that a sweater dress will make you look fabulous without too much effort. You can style it with a jacket, pair it with some tights, or even choose bold patterns and shades. But we recommend sticking to the Christmas theme by buying something in festive colors. Pair your sweater dress with thigh-high boots to complete the winter look. Mesh outfits Mesh outfits were a staple of the early 2000s. But, lucky for us, these bold fashion pieces are making a comeback. So, if you want to look like you have stepped out of vogue, wear a mesh dress or gown for this year's Christmas party. If the mesh is not your cup of tea, go for a sheer outfit. When styling these looks, you want to try layering with a shirt, opting for boots, and even keeping your jewelry to a minimum.

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4 tips that can help you pick the right investment advisor

4 tips that can help you pick the right investment advisor

An investment advisor can be a game-changer. A capable advisor can help solve most of your financial issues and give you the best investment advice so that you can turn market situations to your favor. But, finding the right investment advisor is not easy. Here are a few things you need to keep in mind while looking for the best investment advisor. Know what type of service you need First, you need to decide what kind of financial assistance you need. Do you need help picking investments? Or are you seeking advice on real estate, retirement, or insurance needs? Asking yourself these questions will help determine the type of investment advisor you are looking for. Nowadays, many people use a robo-advisor, which is as competent as a human investment advisor. A robo-advisor is great for investment management and other basic investments. But if you want substantial transformation in your money-situation, a human advisor is the viable option. Choose a fee-only advisor If you’ve decided to pick a human advisor, the next step is to choose the type of advisor: commission-based, fee-based, or fee-only. If you’re planning something big financially, you must pick a fee-only advisor. Such advisors work for and get paid by other clients like you, so they always act in their clients’ best interest.
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Handy tips for retirement-focused investments

Handy tips for retirement-focused investments

With pension plans becoming more and more obsolete, retirement-focused investments have come to the fore in the past few years. Besides helping you fund your future, these valuable assets also provide incredible gains, and in some cases, constant income till the end of life. Since investing for retirement—and planning it—can prove to be challenging, we have put together a list of tips that may be helpful in the process. Assess your options Multiple investment vehicles are ideal for long-term gains and can return a sizable amount by the time you retire. Mutual funds, stocks, bonds, exchange-traded funds, cash investments, annuities, and dividend reinvestment plans (DRIPs) are also good sources of high returns, although they depend on investor characteristics and risk aptitude. Saving money in certain tax-advantaged accounts such as 401(k), individual retirement accounts (IRA), and brokerage accounts is also an option. Start early and young No one is ever too young to invest. It’s a healthy habit that can earn serious money in the long term, with even the smallest of investments capable of making a difference a few years down the line. Starting early gives your money time to grow and lets you accumulate more compound interest over a period of time.
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4 popular credit cards for college students

4 popular credit cards for college students

A good credit score is essential as it can be a criterion for lucrative job prospects or renting an apartment. Moreover, a good credit score is an uncompromisable necessity while applying for a loan that has terms and conditions that favor you. To ensure that you have a good credit score, it is better to start building it young and early. One of the easiest ways to do so is by applying for a student credit card from prominent credit cards companies. Now, there are several credit cards companies that offer lucrative credit cards, making choosing the right one confusing. To help you narrow down your choices, here are some of the best credit cards companies that offer student credit cards. Bank of America® Travel Rewards Credit Card for Students: One of the biggest credit card companies in the country Bank of America offers a slew of benefits with its student credit card. With each dollar spent using this card, students can earn 1.5 points. This applies to purchases without any caps. The points can be redeemed as discounts on hotels, flights, rental cars, and vacation packages. There are no restrictions or blackout dates applicable for availing these discounts. With no foreign transaction fee or annual fee, the card allows one to earn nearly 25,000 points on spending about $1000 in the first 90 days.
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What you must know about guaranteed business loans

What you must know about guaranteed business loans

If you’re looking for funding your small business with a loan, you’ll most likely come across the term “guaranteed business loans.” People often misunderstand this term as business loans that are guaranteed to be approved. But, this is not what guaranteed business loans means. To clarify the confusion, let’s understand what the term actually means, and discuss the most popular types of guaranteed business loans. What are guaranteed business loans? In simple terms, guaranteed business loans in the world of small business loans refer to loans that are secured or backed by a guarantee. The guarantee can be in the form of collateral, deposit, or an agreement. This essentially means that the lender is guaranteed to receive their money back even if the borrower fails to pay. When we talk about guaranteed business loans, we refer to loans with a personal guarantee or, more commonly, loans guaranteed by the small business administration (SBA). Let’s take a look at both these types. Personally guaranteed business loans As you understand from the term “personal,” when you make a personal guarantee on a business loan, you essentially agree to sell your assets to pay off the loan, if your business is unable to do so.
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5 mistakes to avoid when investing in a high dividend ETF

5 mistakes to avoid when investing in a high dividend ETF

Exchange-traded funds (ETF) have been gaining popularity in the investment sector for some time now. Along with mutual funds, they have been one of the most preferred investment options among investors. With investors having pumped in billions of dollars in ETFs by now, these funds sure seem like a lucrative investment avenue. However, financial experts suggest treading this path carefully so as to avoid unforeseeable losses. Here are a few mistakes that you can avoid while investing in high dividend ETFs: Overlooking long-term investment Looking at long-term goals is the golden rule when it comes to any type of investment. However, seasoned investors invest in ETFs on a short-term basis through a type of trading called intraday trade. This type of trading allows the investors to buy and sell stocks and other investments on the same day. However, if not thought out carefully, investing in high dividend ETFs through intraday trading can result in lower returns and higher trading costs. Buying an ETF simply based on its name This is one of the most common mistakes people make when investing in high dividend ETFs. Investors may think that an ETF’s name provides an insight into its investment reach, i.e., whether the ETF has local or/and global investors.
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How to qualify for a reverse mortgage

How to qualify for a reverse mortgage

A reverse mortgage provides the elderly access to equity in their homes and supplements their income. With its flexible repayment option, it gives homeowners more control over their money. However, the government has laid out strict rules and guidelines concerning reverse mortgage eligibility criteria. So, if you’re considering a reverse mortgage, read on to know the reverse mortgage eligibility criteria and the types of reverse mortgages. Reverse mortgage eligibility criteria The first criterion for a reverse mortgage is that the primary homeowner must be at least 62 years of age. If your spouse is under the age of 62, you might still be eligible if you meet other reverse mortgage eligibility criteria. If you’re not 62 or older than 62, then you won’t qualify for a reverse mortgage even if you satisfy the criteria mentioned below. You must be the primary resident of the home you’re seeking a reverse mortgage for. Note that vacation homes or rental properties do not qualify. You must either entirely own the house or have at least 50% equity in it. If you have any mortgage balance remaining while applying for a reverse mortgage, you must be in a financial position to pay off that balance.
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