Get the best Christmas gift cards from these retailers

Get the best Christmas gift cards from these retailers

Do you hear the bells jingling and smell the pie baking? Christmas is approaching, and the offline and online worlds are abuzz with activity. The festive season is an exciting time to redeem gift cards and coupons, check every item on your shopping bucket list and surprise your loved ones with presents. We are here to help you with some hacks that can earn you gift cards and vouchers this Christmas:

Groupon®
Groupon’s app and website provide various coupons, cashback offers, and gift cards for customer purchases. In addition, it hosts several entrepreneurs, including restaurateurs, manufacturers, and retailers, and lists its products, serving as a credible avenue for such groups to attract their target customers. Simultaneously, it is a lucrative platform for buyers, offering several benefits and gift coupons. You can avail of several offers and deals on Groupon® this Christmas!

Rakuten
Rakuten lists several of your favorite stores, offering rebates and discounts on purchases. It also provides a comprehensive list of coupon codes, saving time and effort. Essentially, when Rakuten receives a commission from stores for providing them with customers, it presents this amount to customers as cashback, ensuring a win-win situation for all the parties involved. Currently, you can use the coupon code CYBER25 to avail of 25% off and 12% cashback on Boll & Branch products. Moreover, the promo code YAYBF25 can earn you 12% cashback, Black Friday BOGO, and free shipping on EyeBuyDirect products.

SweatCoin
This free app is your best motivator to avoid a sedentary lifestyle and sweat it out. SweatCoin pays individuals “SweatCoins” for every step they take, encouraging people to be physically active. You can exchange these SweatCoins for gift cards, clothes, iPhones, or cash.

Ibotta
You can use this app to earn cashback offers on your day-to-day expenses like groceries, clothes, and travel. The money saved on Ibotta can be exchanged for gift cards. Currently, Ibotta’s referral code PJDLSCG may be used to get a referral of up to $30; an additional seasonal bonus of $10-$50+ awaits those who refer more friends!

Survey Junkie
Another easy way to earn a quick gift card is to take surveys on Survey Junkie, a free app offering a wide range of surveys. You can choose your surveys based on the topics that interest you and receive gift cards. This app is a clever way to answer some questions and get rewards for your Christmas shopping!

Dabbl
Dabbl allows users to win gift cards by providing their views on various brands. Whether you have been using a brand loyally this year or would like to point out some areas of improvement for certain products, this app is a helpful platform to express your opinions and be rewarded. Dabbl offers gift cards from leading online retail sites and your favorite restaurants. So, consider letting the Christmas celebrations begin with Dabbl rewards!

Christmas holidays bring with them cheer, love, and loads of excitement. Gift cards and online offers act as cherries on the cake, allowing you to save money and enjoy an extravagant festive season. Visiting some of these platforms and following some simple steps is all you need to earn exciting gift cards this Christmas!

You can also check out Kohl’s e-Gift cards worth anywhere between $5 to $300. These cards can be used to make payments on all trending products on the official website and at stores across the country. With Kohl’s e-Gift cards, you can give your loved ones a chance to shop for their favorite products during the holiday season.

Additionally, one can check out official seller and retailer sites to find many other incredible coupons, discounts, and gift cards. For instance, Yeti’s official store offers great outdoor products, such as high-quality vacuum-insulated stainless-steel drinkware, ice chests, soft coolers, and other accessories. Further, Yeti bags and gear are great for adventure seekers and make the perfect gifts for the holiday season.

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A handy guide to buying the right laptop

Laptops are powerful portable tech that is versatile, compact, and fast, making them the preferred choice. However, the best laptop for you is the one that complies with your needs. Now, there is a plethora of laptops in the market. This makes choosing the right device a daunting task. To help you, here is a guide to help you buy a laptop as per your needs and the best ones available in the market. Plan your budget Thanks to tough competition between laptop brands, you can buy a laptop for as low as $200. But if you can increase your budget, you can buy a quality laptop with better performance and features. Laptops like HP Stream and Dell Inspiron 11 3000 are the least expensive, costing about $150-$200. Laptops costing $900 and above have faster processors, cutting-edge graphics, and powerful resolutions. Moreover, they are lighter, making them efficiently portable. Pick your operating system Do you want a Windows or a macOS? There is no wrong answer, as the choice of the operating system solely depends on your preference. If you are confused, here’s a brief summary of each. Windows 10, Microsoft’s latest operating system, is the most flexible. Moreover, laptops with Windows OS are generally inexpensive and offer features like touch screens and dual graphic chips. On the other hand, macOS Big Sur is Apple’s latest desktop operating system and is expensive. If you are a tech wizard and know your way around an OS, you can also choose operating systems like Chrome OS and Linux. Specifications As per your needs and budget, opt for the most powerful processor, as processors influence the performance and speed of the laptop. Most laptops have an Intel® processor, although some laptops even come with an AMD processor. Inexpensive laptops offer Intel® Atom®, Intel® Celeron®, and Intel® Pentium® CPUs that are good for light document editing and browsing. However, if multitasking and speed are important to you, then opt for an Intel® Core™ i3, or better yet, an i5 or i7. Next, you should check the RAM size. Most offer only 4GB RAM space. However, experts recommend that you opt for a minimum of 8GB RAM. Furthermore, get a laptop with a solid-state drive (SSD) since these are three times faster than a hard drive. Consider buying a laptop with a minimum of 9-plus hours battery life with a 12.5- to 14-inch screen size. Top 5 laptops of 2021 To further help you, here are the five best laptops of 2021: Equipped with an 8th Gen Intel® Core™ processor and 16 GB RAM, the Google Pixelbook Go is the perfect choice if you’re looking for a fast and efficient laptop. Along with a great processor and impeccable response rate, this laptop boasts of a touchscreen display that can play 4K videos. If you’re looking to upgrade your laptop, checkout Google’s laptops on sale and save big this shopping season. The Dell XPS 13 offers excellent performance, 3.5K OLED touchscreen, i3-i7 processor, option to choose an 8GB or 16GB RAM, SSD storage, powerful display, and a sleek design. The Apple MacBook Air with the latest M1 chip provides an outstanding 14-plus hours of battery life and lightning-fast processing speed. Next is the Microsoft Surface Laptop 4 that is powered by the Intel® Core™ i5/i7. It comes with features like touchscreen, top-notch graphics, and up to 1TB SSD storage. Finally, don’t forget to check out the latest IdeaPad Slim 7 by electronic giant Lenovo. The recently-released laptop comes with a 15.6” display, 11th Gen Intel® Core™ processor, 512 GB SSD storage, Dolby Atmos® Speaker System, and a whole lot more. If you find this laptop a bit pricey, don’t worry. There are several fantastic deals on Lenovo laptops right now, and you can grab this one at a lower price from the company’s website.

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11 best Christmas gift ideas for women

With Christmas only a month away, it is the perfect time to brainstorm ideas for the perfect gifts the women in your life would love and appreciate. Be it your mom, sister, friend, or significant other, there is a chance you are scratching your head trying to find the best Christmas gift for her. Buying a gift that touches their heart is more important than a perfect one. Check out a few options here. Jigsaw puzzle Gift the women in your life the power to unwind for a few hours. Jigsaw puzzles are an ideal way to step away from the hustle and bustle of daily life and just be focused on the task at hand. It is also a great family activity. Robot vacuum You can do her no greater favor than relieving her of her cleaning and vacuuming duties. Go big this time and present her with a robot vacuum cleaner that will save her some time and effort. Coffee maker Starting the day right is crucial to set the tone for the rest of the day. Make sure hers is always starting off the right way with a great coffee maker. Put it in a basket with some of her favorite blends to make this Christmas special. Charlotte Tilbury gift set Charlotte Tilbury is a beauty brand that many women love. Chances are the women in your life have their list of the goodies they want to buy this year. Surprise them with some of the brand’s bestsellers and watch their faces light up. Hair styling tools Hair styling is a serious and time-consuming business and requires some magic tools. Add to her collection by gifting her products from brands like Dyson, Revlon, BaByliss, and others. Smart mug Women who multitask are often left sipping drinks that have turned cold. Because who wants to reheat their tea and coffee? This Christmas, gift them a smart mug that will keep their drinks heated. Travel case Traveling is easier when you have an organized suitcase with you. And that is possible if you have a pouch or a case to safeguard your belongings. Make their work and vacation travel easier and more stylish by getting them packing pouches and travel cases. DIOR goodies Women all around the globe have been going gaga over DIOR’s Natural Glow collection. This Christmas, make her jaw drop by getting one of these designer gift sets. They might even get a cute makeup bag they can reuse as they want. Pajama set There is no better feeling than slipping into your bed at the end of a long, hectic day. That feeling is elevated when you have the softest jammies to wear to bed. Gift her the finest pajama set money can buy this Christmas. Personalized Stationery We have never known anyone who doesn’t jump with joy at the sight of some good quality stationery. Get your woman some personalized stationery they can use and stand apart from everyone else. Fragrance Jo Malone, DIOR, TOM FORD, and Ralph Lauren are all brands that offer sophisticated fragrances. Help her find her new favorite signature fragrance by gifting her one of the most coveted perfume options.

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4 tips that can help you pick the right investment advisor

4 tips that can help you pick the right investment advisor

An investment advisor can be a game-changer. A capable advisor can help solve most of your financial issues and give you the best investment advice so that you can turn market situations to your favor. But, finding the right investment advisor is not easy. Here are a few things you need to keep in mind while looking for the best investment advisor. Know what type of service you need First, you need to decide what kind of financial assistance you need. Do you need help picking investments? Or are you seeking advice on real estate, retirement, or insurance needs? Asking yourself these questions will help determine the type of investment advisor you are looking for. Nowadays, many people use a robo-advisor, which is as competent as a human investment advisor. A robo-advisor is great for investment management and other basic investments. But if you want substantial transformation in your money-situation, a human advisor is the viable option. Choose a fee-only advisor If you’ve decided to pick a human advisor, the next step is to choose the type of advisor: commission-based, fee-based, or fee-only. If you’re planning something big financially, you must pick a fee-only advisor. Such advisors work for and get paid by other clients like you, so they always act in their clients’ best interest.
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With pension plans becoming more and more obsolete, retirement-focused investments have come to the fore in the past few years. Besides helping you fund your future, these valuable assets also provide incredible gains, and in some cases, constant income till the end of life. Since investing for retirement—and planning it—can prove to be challenging, we have put together a list of tips that may be helpful in the process. Assess your options Multiple investment vehicles are ideal for long-term gains and can return a sizable amount by the time you retire. Mutual funds, stocks, bonds, exchange-traded funds, cash investments, annuities, and dividend reinvestment plans (DRIPs) are also good sources of high returns, although they depend on investor characteristics and risk aptitude. Saving money in certain tax-advantaged accounts such as 401(k), individual retirement accounts (IRA), and brokerage accounts is also an option. Start early and young No one is ever too young to invest. It’s a healthy habit that can earn serious money in the long term, with even the smallest of investments capable of making a difference a few years down the line. Starting early gives your money time to grow and lets you accumulate more compound interest over a period of time.
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A good credit score is essential as it can be a criterion for lucrative job prospects or renting an apartment. Moreover, a good credit score is an uncompromisable necessity while applying for a loan that has terms and conditions that favor you. To ensure that you have a good credit score, it is better to start building it young and early. One of the easiest ways to do so is by applying for a student credit card from prominent credit cards companies. Now, there are several credit cards companies that offer lucrative credit cards, making choosing the right one confusing. To help you narrow down your choices, here are some of the best credit cards companies that offer student credit cards. Bank of America® Travel Rewards Credit Card for Students: One of the biggest credit card companies in the country Bank of America offers a slew of benefits with its student credit card. With each dollar spent using this card, students can earn 1.5 points. This applies to purchases without any caps. The points can be redeemed as discounts on hotels, flights, rental cars, and vacation packages. There are no restrictions or blackout dates applicable for availing these discounts. With no foreign transaction fee or annual fee, the card allows one to earn nearly 25,000 points on spending about $1000 in the first 90 days.
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