Simple ways to maintain a skincare routine with organic products

Simple ways to maintain a skincare routine with organic products

You want to maintain that beautiful natural glowing skin but often struggle to decide which products to use in your daily beauty and skincare routine. There are different products for every skin type, each with unique features. Even the list of natural and organic cosmetic products is ever-growing and changing. So for starters, you can check out these amazing products that will help you get an idea of how to go about your skincare routine.

Cleanse once a day
Cleanse and wash your skin to get rid of the dirt and pollutants that clog up the pores. But over doing it can drain the natural pH level and result in more irritation. Instead, use a good quality but mild cleanser and wash your face once every day. Switch to natural and organic cleansers that are paraben, chemical, and alcohol-free. Use a charcoal activated soap bar and organic extract exfoliating face wash like Beautycounter’s Charcoal Cleansing Bar and InstaNatrual’s Glycolic Acid Face Cleanser for best results. That charcoal helps clean out the pores, and the cleanser liquid reduces the recurrence of blemishes. Every morning, start your organic beauty & skincare routine with a nice cleanse.

Use an exfoliator
Cleansing does clear out the pores, but a good exfoliator will really dig deep and unclog the oil and dirt. It also helps stimulate collagen, one of the vital building blocks that promote healthy skin growth. Take note that you must exfoliate once, twice, or regularly depending on your skin type. Those who have oily skin can use an exfoliating face mask two times a week while people with sensitive skin should stick to exfoliating just once a week or even ten days. You can either use Blue Tansy AHA + BHA Resurfacing Clarity Mask or Herbivore Botanicals – All Natural Blue Tansy Exfoliating AHA Mask available online. There are slightly cheaper alternatives as well like Acure Organics Brightening Facial Scrub or SW Basics Organic Facial Exfoliant if you are working with a tight budget.

Use a face mist
Your face loses moisture during the day, especially during harsh summers and winters when the elements are just too tough for the skin. A face mist will hydrate the pores and prevent dust from settling in the skin. In fact many facial masks have a natural and organic botanical extract base that are free of chemicals. Popular choices include Josh Rosebrook Hydrating Accelerator, Ranavat Botanics Jasmine Tonique, Maya Chia The Optimist, and Bybi Beauty Mega Mist just to name a few. These are all quite affordable and available online.

Moisturize regularly
Apply a gentle natural and organic moisturizer as part of your beauty and skincare routine during the day and especially at night before going to bed. The skin needs to replenish its natural oils and a good moisturizer will naturally help speed up the process and retain the oils better. There are many affordable products that you can buy online including Spirit Nest – The Sage Witch Organic Moisturizer, Awake Human – Unscented Organic Facial Moisturizer, and Christina Moss Naturals – Organic Face Moisturizer among popular options.

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Coping with urges that can trigger a relapse post treatment

Addictions when left untreated can turn into crippling conditions. One can be addicted to smoking, binge drinking, or even shopping. Once addicted, one willfully submits to urges, despite having satisfied them before. However, addictions can be managed and to a great extent treated to full recovery. But, the post-recovery phase is crucial where both the mind and body are put to test and can trigger a relapse. Continue reading to know more about the most common triggers for addictions and how to deal with them.Stress Stress is commonly the root cause of many problems and addictions, both physical and psychological. One can become an addict as a way to manage the stress that may stem from strained relationships or priorities. The best way to avoid a relapse during recovery is to make lifestyle changes that don’t trigger a return to addictions amidst a stressful situation. One can practice mindfulness, engage in relaxation techniques, manage one’s time to avoid stressful situations, and imbibe healthy eating habits and exercise in their daily routine. EmotionsThere is an umpteen number of triggers that invoke a positive or negative emotional response. However, the stress associated with dealing with emotions daily can trigger urges without one even realizing. Often, one turns to a glass of alcohol or relies on prescription medications to put the mind at ease. It is not a permanent solution and prolonged use of these substances can cause more harm in the long run. One must learn and explore productive ways of controlling emotions better to avoid a relapse during recovery. For example, writing and maintaining a journal that contains one’s feelings and thoughts can act as a healthy outlet. Similarly, there are other healthy ways to channel one’s energy and manage emotional responses.Positive conditioningPeople who have addictions such as smoking or drinking may often find themselves in situations where a lit cigarette or a glass of wine can trigger a relapse. This is understandable considering these substances were the primary source of comfort and relaxation. However, with positive reinforcement and reconditioning one can train the mind and curb such urges. Relaxation doesn’t always mean techniques like yoga or meditation, it can also be pursuing your hobby. Counseling for group gatheringsBirthdays, parties, New Year’s events, and any celebration in general call for alcohol consumption and smoking. At times, these could be the very addictions one is recovering from, and in a social gathering, such temptations can be strong. However, a recovering addict should refrain from indulging in any of these as even a taste can turn into a relapse. For instance, a recovering alcoholic must avoid having a single drink as that could put him/her on a slippery slope to relapse. Here, one-on-one counseling can help prepare the mind to resist the urge. It is never healthy for a recovering addict to simply avoid socializing fearing a relapse.

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Common blood disorders and their treatment options

Blood disorders are a type of disease that affects both solid and liquid parts of the blood. Plasma, the liquid portion, contains water, salts, and proteins. The solid portion contains white blood cells, red blood cells, and platelets. Multiple organs and tissues help blood function normally in our bodies. This includes the bone marrow, clotting proteins, lymphatic system, liver, kidneys, and spleen. Any problem with one or more of these tissues or blood cells can cause blood disorders. All blood disorders are taken care of by medical experts called hematologists. They are physicians who specialize in diagnosing and treating blood disorders. Hematologists examine your medical history and your symptoms to determine the most probable diagnosis. The procedure may involve a blood test, urine test, bone marrow biopsy, and others. Keep reading to know more about some common blood disorders and their treatment methods.AnemiaAnemia usually results from iron deficiency, sickle cell disease, or thalassemia, and its treatment depends on the type, cause, and severity of the condition. Possible treatment can include vitamin and nutritional therapy, and medicines to boost the production of red blood cells in the body. In extreme cases, your doctor may take you through a blood transfusion procedure to quickly replenish red blood cells in your blood. Some rare forms of anemia might require transplantation of bone marrow or blood stem cells. HemophiliaThe hallmark trait of hemophilia is excessive and prolonged bleeding. Hemophilia is usually treated by injecting treatment products, called clotting factor concentrates to help the blood clot properly. The treatment can involve treatment products for which can be used to stop a patient’s bleeding episodes and prevent them from occurring from time to time. Fortunately, nowadays, people with hemophilia can learn how to give their own clotting factor treatment products at home. This means you can get immediate treatment at your home and avoid severe bleeding.LeukemiaLeukemia is a type of blood cancer that involves the abnormal build-up of white blood cells in the bone marrow. There are different treatments available for leukemia, and choosing among them depends on the severity of the condition. In mild cases where the disease is spreading gradually, it can be treated by regularly monitoring the symptoms along with prescribed medication. Rapidly spreading leukemia is often treated with the help of chemotherapy, followed by radiation and a stem-cell transplant, if required. Other treatments may include targeted therapy and immunotherapy. Polycythemia veraPolycythemia vera is a type of blood cancer that leads to excess formation of red blood cells. This causes blood to thicken and slow down its flow. Unfortunately, the disease has no cure yet. However, treatments are available to help control the condition and avoid complications by reducing the number of red blood cells. A popular treatment option for the disease is phlebotomy, a procedure that removes some blood from the body by inserting a needle into your veins. Your doctor may also give you some medicines to limit the production of excess red blood cells in your bone marrow.

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4 tips that can help you pick the right investment advisor

4 tips that can help you pick the right investment advisor

An investment advisor can be a game-changer. A capable advisor can help solve most of your financial issues and give you the best investment advice so that you can turn market situations to your favor. But, finding the right investment advisor is not easy. Here are a few things you need to keep in mind while looking for the best investment advisor. Know what type of service you need First, you need to decide what kind of financial assistance you need. Do you need help picking investments? Or are you seeking advice on real estate, retirement, or insurance needs? Asking yourself these questions will help determine the type of investment advisor you are looking for. Nowadays, many people use a robo-advisor, which is as competent as a human investment advisor. A robo-advisor is great for investment management and other basic investments. But if you want substantial transformation in your money-situation, a human advisor is the viable option. Choose a fee-only advisor If you’ve decided to pick a human advisor, the next step is to choose the type of advisor: commission-based, fee-based, or fee-only. If you’re planning something big financially, you must pick a fee-only advisor. Such advisors work for and get paid by other clients like you, so they always act in their clients’ best interest.
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Handy tips for retirement-focused investments

Handy tips for retirement-focused investments

With pension plans becoming more and more obsolete, retirement-focused investments have come to the fore in the past few years. Besides helping you fund your future, these valuable assets also provide incredible gains, and in some cases, constant income till the end of life. Since investing for retirement—and planning it—can prove to be challenging, we have put together a list of tips that may be helpful in the process. Assess your options Multiple investment vehicles are ideal for long-term gains and can return a sizable amount by the time you retire. Mutual funds, stocks, bonds, exchange-traded funds, cash investments, annuities, and dividend reinvestment plans (DRIPs) are also good sources of high returns, although they depend on investor characteristics and risk aptitude. Saving money in certain tax-advantaged accounts such as 401(k), individual retirement accounts (IRA), and brokerage accounts is also an option. Start early and young No one is ever too young to invest. It’s a healthy habit that can earn serious money in the long term, with even the smallest of investments capable of making a difference a few years down the line. Starting early gives your money time to grow and lets you accumulate more compound interest over a period of time.
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4 popular credit cards for college students

4 popular credit cards for college students

A good credit score is essential as it can be a criterion for lucrative job prospects or renting an apartment. Moreover, a good credit score is an uncompromisable necessity while applying for a loan that has terms and conditions that favor you. To ensure that you have a good credit score, it is better to start building it young and early. One of the easiest ways to do so is by applying for a student credit card from prominent credit cards companies. Now, there are several credit cards companies that offer lucrative credit cards, making choosing the right one confusing. To help you narrow down your choices, here are some of the best credit cards companies that offer student credit cards. Bank of America® Travel Rewards Credit Card for Students: One of the biggest credit card companies in the country Bank of America offers a slew of benefits with its student credit card. With each dollar spent using this card, students can earn 1.5 points. This applies to purchases without any caps. The points can be redeemed as discounts on hotels, flights, rental cars, and vacation packages. There are no restrictions or blackout dates applicable for availing these discounts. With no foreign transaction fee or annual fee, the card allows one to earn nearly 25,000 points on spending about $1000 in the first 90 days.
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What you must know about guaranteed business loans

What you must know about guaranteed business loans

If you’re looking for funding your small business with a loan, you’ll most likely come across the term “guaranteed business loans.” People often misunderstand this term as business loans that are guaranteed to be approved. But, this is not what guaranteed business loans means. To clarify the confusion, let’s understand what the term actually means, and discuss the most popular types of guaranteed business loans. What are guaranteed business loans? In simple terms, guaranteed business loans in the world of small business loans refer to loans that are secured or backed by a guarantee. The guarantee can be in the form of collateral, deposit, or an agreement. This essentially means that the lender is guaranteed to receive their money back even if the borrower fails to pay. When we talk about guaranteed business loans, we refer to loans with a personal guarantee or, more commonly, loans guaranteed by the small business administration (SBA). Let’s take a look at both these types. Personally guaranteed business loans As you understand from the term “personal,” when you make a personal guarantee on a business loan, you essentially agree to sell your assets to pay off the loan, if your business is unable to do so.
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5 mistakes to avoid when investing in a high dividend ETF

5 mistakes to avoid when investing in a high dividend ETF

Exchange-traded funds (ETF) have been gaining popularity in the investment sector for some time now. Along with mutual funds, they have been one of the most preferred investment options among investors. With investors having pumped in billions of dollars in ETFs by now, these funds sure seem like a lucrative investment avenue. However, financial experts suggest treading this path carefully so as to avoid unforeseeable losses. Here are a few mistakes that you can avoid while investing in high dividend ETFs: Overlooking long-term investment Looking at long-term goals is the golden rule when it comes to any type of investment. However, seasoned investors invest in ETFs on a short-term basis through a type of trading called intraday trade. This type of trading allows the investors to buy and sell stocks and other investments on the same day. However, if not thought out carefully, investing in high dividend ETFs through intraday trading can result in lower returns and higher trading costs. Buying an ETF simply based on its name This is one of the most common mistakes people make when investing in high dividend ETFs. Investors may think that an ETF’s name provides an insight into its investment reach, i.e., whether the ETF has local or/and global investors.
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How to qualify for a reverse mortgage

How to qualify for a reverse mortgage

A reverse mortgage provides the elderly access to equity in their homes and supplements their income. With its flexible repayment option, it gives homeowners more control over their money. However, the government has laid out strict rules and guidelines concerning reverse mortgage eligibility criteria. So, if you’re considering a reverse mortgage, read on to know the reverse mortgage eligibility criteria and the types of reverse mortgages. Reverse mortgage eligibility criteria The first criterion for a reverse mortgage is that the primary homeowner must be at least 62 years of age. If your spouse is under the age of 62, you might still be eligible if you meet other reverse mortgage eligibility criteria. If you’re not 62 or older than 62, then you won’t qualify for a reverse mortgage even if you satisfy the criteria mentioned below. You must be the primary resident of the home you’re seeking a reverse mortgage for. Note that vacation homes or rental properties do not qualify. You must either entirely own the house or have at least 50% equity in it. If you have any mortgage balance remaining while applying for a reverse mortgage, you must be in a financial position to pay off that balance.
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