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Top 8 cholesterol-lowering foods

An elevated cholesterol level is a huge risk factor for developing heart disease in the long run. One of the best ways of lowering your cholesterol levels is by following a heart-healthy diet. The key is to include foods in your diet that mainly lowers low-density lipoprotein (LDL) or “bad” cholesterol content in your blood. So, here are some foods that can help lower cholesterol levels and eliminate some risk factors for possible heart disease.

Dark chocolate and cocoa
This is something that many people might love. Research has revealed that dark chocolate and cocoa can lower bad cholesterol content in your blood. However, you must choose dark chocolate with a cocoa content of 75–85% or higher, or cocoa alone to enjoy the benefits. Milk chocolate and white chocolate are high in sugar content, which can negatively affect your heart health.

Whole grains
Including whole grains like oats, barley, and others in your daily diet is an easy way of lowering cholesterol levels. Whole grains, especially oats and barley, are loaded with vitamins and minerals, plant compounds, and fiber that can help manage cholesterol. So, don’t forget to have a bowl of oatmeal or oat-based cereals for breakfast every day. You can top it with banana slices and strawberries to make it flavorful.

Fatty fish
Fish always find their way into the list of almost any kind of healthy food. Digging in on fatty fishes, such as salmon or mackerel, twice or thrice a week can lower LDL, or bad cholesterol. These fish are excellent sources of omega-3 fatty acids, which makes your heart stronger by increasing high-density lipoprotein (HDL), “good” cholesterol.

Beans
Beans are packed with soluble fiber, an important nutrient that helps lower cholesterol. They are extremely versatile and available in different varieties such as navy beans, kidney beans, black-eyed peas, and more. Also, consuming beans makes you full for longer as your body takes a while to digest them.

Nuts
Rich in monounsaturated fats, nuts are a great for on-the-go snacking. Many studies have claimed that consuming almonds, walnuts, peanuts, and other nuts boost your heart health. Eating two ounces of nuts each day can help lower bad cholesterol and also protect your heart in other ways.

Avocados
Don’t forget to include some nutrient-rich fruits like avocados in your daily diet. Avocados are exceptionally high in monounsaturated fats and fiber, two heart-healthy nutrients that help lower bad cholesterol and increase good cholesterol.

Vegetable oils
The next time you’re shopping for vegetable cooking oil, remember to look for the one that helps decrease your bad cholesterol levels. Using vegetable oils such as sunflower, canola, safflower, and some other cooking oil can be a great way to keep your body and heart in check.

Soy
Consuming soybeans and foods based on soy like tofu or soy milk, was considered a very effective way to lower your cholesterol level in the past. However, recent research has shown that they are only moderately effective. Eating 25 grams of soy in a day can lower bad cholesterol by 5% to 6% in your blood.

By including the foods mentioned above your cholesterol may reduce. However, at times, doctors may suggest a combination of foods and medicine for faster recovery. Livalo, Lipitor, and Crestor are some effective medicines. Since they can be slightly expensive, here’s some information on availing discount coupons.

Livalo
Livalo® belongs to a class of statins that bring down low-density lipoprotein (LDL) levels. Statins are usually prescribed to work with healthy changes in food and lifestyle habits to manage cholesterol better. But, a 90-day supply of 1mg dose can cost beyond $1000. However, Livalo for cholesterol coupons are available on many pharmacy sites like GoodRx. The manufacturer has a Livalo Savings Card program that saves on co-pay balances that exceed $18 (up to $75) on a 30-day supply and $54 (up to $225) on a 90-day supply. Also, using a Livalo® Pitavastatin cholesterol Rx discount card lowers the monthly cost for patients who have the needed insurance and income requirements and use retail or mail-order pharmacies.

Lipitor
Like Livalo, Lipitor has cholesterol lowering properties. The brand is offering a Lipitor Savings Card wherein you pay about $4 for a 30-day fill. However, the offer is limited to a maximum of $150 saving per fill or $1800 per year. The coupon is not valid on partial or full reimbursement by Medicaid, Medicare, TRICARE, Veterans Affairs healthcare, or any other federal or state healthcare program.

Crestor
Crestor helps reduce cholesterol in high-risk patients that are 18 years or older. The Crestor Savings Card gives you a discount for a maximum of $130 for a 30-day supply, $260 for 60 days, or $390 for 90 days. However, it expires in 14 months from the day it was first used.

Repatha (Evolocumab)
Repatha is a statin medication that has been proven helpful in lowering down the patients’ LDL levels. It is also beneficial for cardiovascular health. The dosage differs depending on the condition being addressed. Repatha cholesterol option can be discussed with doctors and is available in the form of injections. It contains evolocumab, a compound that has successfully shown positive results in patients with high LDL levels. This makes evolocumab a great cholesterol option.

Treatments for health conditions like heart disease may be over-budget for several individuals. That’s where enrolling for coverage options can come in handy, including for seniors who need life insurance. One of the top companies is USAA Life Insurance. Most of their insurance products are focused on those in the military, veterans, and their immediate family members. However, even those without a military connection can apply for life insurance options from USAA.

Coping with urges that can trigger a relapse post treatment

Addictions when left untreated can turn into crippling conditions. One can be addicted to smoking, binge drinking, or even shopping. Once addicted, one willfully submits to urges, despite having satisfied them before. However, addictions can be managed and to a great extent treated to full recovery. But, the post-recovery phase is crucial where both the mind and body are put to test and can trigger a relapse. Continue reading to know more about the most common triggers for addictions and how to deal with them.Stress Stress is commonly the root cause of many problems and addictions, both physical and psychological. One can become an addict as a way to manage the stress that may stem from strained relationships or priorities. The best way to avoid a relapse during recovery is to make lifestyle changes that donât trigger a return to addictions amidst a stressful situation. One can practice mindfulness, engage in relaxation techniques, manage oneâs time to avoid stressful situations, and imbibe healthy eating habits and exercise in their daily routine. EmotionsThere is an umpteen number of triggers that invoke a positive or negative emotional response. However, the stress associated with dealing with emotions daily can trigger urges without one even realizing. Often, one turns to a glass of alcohol or relies on prescription medications to put the mind at ease. It is not a permanent solution and prolonged use of these substances can cause more harm in the long run. One must learn and explore productive ways of controlling emotions better to avoid a relapse during recovery. For example, writing and maintaining a journal that contains oneâs feelings and thoughts can act as a healthy outlet. Similarly, there are other healthy ways to channel oneâs energy and manage emotional responses.Positive conditioningPeople who have addictions such as smoking or drinking may often find themselves in situations where a lit cigarette or a glass of wine can trigger a relapse. This is understandable considering these substances were the primary source of comfort and relaxation. However, with positive reinforcement and reconditioning one can train the mind and curb such urges. Relaxation doesnât always mean techniques like yoga or meditation, it can also be pursuing your hobby. Counseling for group gatheringsBirthdays, parties, New Yearâs events, and any celebration in general call for alcohol consumption and smoking. At times, these could be the very addictions one is recovering from, and in a social gathering, such temptations can be strong. However, a recovering addict should refrain from indulging in any of these as even a taste can turn into a relapse. For instance, a recovering alcoholic must avoid having a single drink as that could put him/her on a slippery slope to relapse. Here, one-on-one counseling can help prepare the mind to resist the urge. It is never healthy for a recovering addict to simply avoid socializing fearing a relapse.

5 foods to manage migraines

A migraine is a condition that causes recurring and severe headaches accompanied by other symptoms like nausea and sensitivity to light. A migraine attack is far more severe than a regular headache and can last for hours to several days. Common triggers include hormonal changes in women, medications, stress, food additives, and certain foods. There are several to alleviate the symptoms of a migraine attack: these include certain foods to manage the condition better. Here are some foods that prevent and control migraine attacks: Water Dehydration causes headaches and is also a trigger for migraines. This is why it is essential to drink plenty of water to prevent dehydration. About one-third of those with the condition say dehydration is a trigger. In fact, for many, the slightest hint of dehydration can cause a throbbing headache. In addition to that, dehydration can lead to confusion and dizziness and become a medical emergency. It is vital to keep track of oneâs water intake and restrict the consumption of diuretics. Sometimes, a migraine attack can be controlled by simply drinking a glass of water. Fresh food Processed foods can be unhealthy and cause migraine attacks. Meals consisting of freshly prepared foods, like fruits, vegetables, and lean meats, are recommended for those with migraines. They are less likely to contain preservatives like monosodium glutamate, a common migraine trigger. Chemicals, including nitrates and nitrites, found in cured and processed meats are a cause for concern for those who experience migraines. Once these chemicals get into the body, they cause the blood vessels to swell, triggering a headache. Foods rich in omega-3 fatty acids Talking of healthy ways to control migraines, favor foods that are known to be anti-inflammatory. Research suggests that foods high in omega-6 fatty acids increase inflammation while those rich in omega-3 fatty acids help fight inflammation. It is, therefore, imperative to eat more omega-3 fatty acid-rich foods and limit the consumption of omega-6 fatty acids. That said, it is vital to not completely deprive oneself of omega-3 fatty acids, as these play a crucial role in brain function. Walnuts, flaxseeds, seafood, olive oil, and chia seeds are some essential foods that contain omega-3 fatty acids. Ginger Ginger contains gingerols and shogaols, known for their anti-inflammatory and pain-relieving effects. Research has also found that ginger increases serotonin levels, which constricts blood vessels and relieves inflammation. This is the same mechanism by which triptans are used to treat migraines. Ginger is a well-known home remedy to treat nausea and vomiting that are often side effects of migraines. Adding ginger to oneâs meals can help alleviate these symptoms. The ingredient is very versatile and can be used in both sweet and savory recipes. Chilies Hot peppers contain the compound capsaicin, which decreases the messenger that the nervous system uses to transmit pain signals. In this manner, it helps control pain and headache. It is also used in topical sprays and ointments for its pain-relieving properties. Apart from making changes to the food regime, NurtecÂ® (Rimegepant) may also be effective for migraine. The medication helps both prevent and stop migraine attacks depending on when one takes the tablet. The quick dissolve oral tablet may be effective within 60 minutes to stop and manage symptoms as soon as the migraine strikes. Further, taking NurtecÂ® ODT every other day can help prevent migraine attacks and keep its triggers at bay. Apart from Nurtec, the medicines listed below are also helpful in dealing with migraines.Â UBRELVY UBRELVY (ubrogepant) tablets are prescription tablets for the treatment of migraine attacks in adults. Studies indicate that UBRELVY is useful for quick pain relief within two hours. It is known to directly block CGRP -- a protein that is known to be a contributing factor in migraine attacks. Excedrin Migraine Excedrin Migraine is an over-the-counter medication recommended by doctors for relieving symptoms of migraine. Patients with moderate to severe migraines can take two tablets. This should help deal with any active symptoms.

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4 tips that can help you pick the right investment advisor

An investment advisor can be a game-changer. A capable advisor can help solve most of your financial issues and give you the best investment advice so that you can turn market situations to your favor. But, finding the right investment advisor is not easy. Here are a few things you need to keep in mind while looking for the best investment advisor. Know what type of service you need First, you need to decide what kind of financial assistance you need. Do you need help picking investments? Or are you seeking advice on real estate, retirement, or insurance needs? Asking yourself these questions will help determine the type of investment advisor you are looking for. Nowadays, many people use a robo-advisor, which is as competent as a human investment advisor. A robo-advisor is great for investment management and other basic investments. But if you want substantial transformation in your money-situation, a human advisor is the viable option. Choose a fee-only advisor If you’ve decided to pick a human advisor, the next step is to choose the type of advisor: commission-based, fee-based, or fee-only. If you’re planning something big financially, you must pick a fee-only advisor. Such advisors work for and get paid by other clients like you, so they always act in their clients’ best interest.

Handy tips for retirement-focused investments

With pension plans becoming more and more obsolete, retirement-focused investments have come to the fore in the past few years. Besides helping you fund your future, these valuable assets also provide incredible gains, and in some cases, constant income till the end of life. Since investing for retirement—and planning it—can prove to be challenging, we have put together a list of tips that may be helpful in the process. Assess your options Multiple investment vehicles are ideal for long-term gains and can return a sizable amount by the time you retire. Mutual funds, stocks, bonds, exchange-traded funds, cash investments, annuities, and dividend reinvestment plans (DRIPs) are also good sources of high returns, although they depend on investor characteristics and risk aptitude. Saving money in certain tax-advantaged accounts such as 401(k), individual retirement accounts (IRA), and brokerage accounts is also an option. Start early and young No one is ever too young to invest. It’s a healthy habit that can earn serious money in the long term, with even the smallest of investments capable of making a difference a few years down the line. Starting early gives your money time to grow and lets you accumulate more compound interest over a period of time.

4 popular credit cards for college students

A good credit score is essential as it can be a criterion for lucrative job prospects or renting an apartment. Moreover, a good credit score is an uncompromisable necessity while applying for a loan that has terms and conditions that favor you. To ensure that you have a good credit score, it is better to start building it young and early. One of the easiest ways to do so is by applying for a student credit card from prominent credit cards companies. Now, there are several credit cards companies that offer lucrative credit cards, making choosing the right one confusing. To help you narrow down your choices, here are some of the best credit cards companies that offer student credit cards. Bank of America® Travel Rewards Credit Card for Students: One of the biggest credit card companies in the country Bank of America offers a slew of benefits with its student credit card. With each dollar spent using this card, students can earn 1.5 points. This applies to purchases without any caps. The points can be redeemed as discounts on hotels, flights, rental cars, and vacation packages. There are no restrictions or blackout dates applicable for availing these discounts. With no foreign transaction fee or annual fee, the card allows one to earn nearly 25,000 points on spending about $1000 in the first 90 days.

What you must know about guaranteed business loans

If you’re looking for funding your small business with a loan, you’ll most likely come across the term “guaranteed business loans.” People often misunderstand this term as business loans that are guaranteed to be approved. But, this is not what guaranteed business loans means. To clarify the confusion, let’s understand what the term actually means, and discuss the most popular types of guaranteed business loans. What are guaranteed business loans? In simple terms, guaranteed business loans in the world of small business loans refer to loans that are secured or backed by a guarantee. The guarantee can be in the form of collateral, deposit, or an agreement. This essentially means that the lender is guaranteed to receive their money back even if the borrower fails to pay. When we talk about guaranteed business loans, we refer to loans with a personal guarantee or, more commonly, loans guaranteed by the small business administration (SBA). Let’s take a look at both these types. Personally guaranteed business loans As you understand from the term “personal,” when you make a personal guarantee on a business loan, you essentially agree to sell your assets to pay off the loan, if your business is unable to do so.

5 mistakes to avoid when investing in a high dividend ETF

Exchange-traded funds (ETF) have been gaining popularity in the investment sector for some time now. Along with mutual funds, they have been one of the most preferred investment options among investors. With investors having pumped in billions of dollars in ETFs by now, these funds sure seem like a lucrative investment avenue. However, financial experts suggest treading this path carefully so as to avoid unforeseeable losses. Here are a few mistakes that you can avoid while investing in high dividend ETFs: Overlooking long-term investment Looking at long-term goals is the golden rule when it comes to any type of investment. However, seasoned investors invest in ETFs on a short-term basis through a type of trading called intraday trade. This type of trading allows the investors to buy and sell stocks and other investments on the same day. However, if not thought out carefully, investing in high dividend ETFs through intraday trading can result in lower returns and higher trading costs. Buying an ETF simply based on its name This is one of the most common mistakes people make when investing in high dividend ETFs. Investors may think that an ETF’s name provides an insight into its investment reach, i.e., whether the ETF has local or/and global investors.

How to qualify for a reverse mortgage

A reverse mortgage provides the elderly access to equity in their homes and supplements their income. With its flexible repayment option, it gives homeowners more control over their money. However, the government has laid out strict rules and guidelines concerning reverse mortgage eligibility criteria. So, if you’re considering a reverse mortgage, read on to know the reverse mortgage eligibility criteria and the types of reverse mortgages. Reverse mortgage eligibility criteria The first criterion for a reverse mortgage is that the primary homeowner must be at least 62 years of age. If your spouse is under the age of 62, you might still be eligible if you meet other reverse mortgage eligibility criteria. If you’re not 62 or older than 62, then you won’t qualify for a reverse mortgage even if you satisfy the criteria mentioned below. You must be the primary resident of the home you’re seeking a reverse mortgage for. Note that vacation homes or rental properties do not qualify. You must either entirely own the house or have at least 50% equity in it. If you have any mortgage balance remaining while applying for a reverse mortgage, you must be in a financial position to pay off that balance.

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5 foods to manage migraines

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